Groundwork

Food and drink · Metro area · Michigan

Fast food and sandwich shops in the Saginaw, MI metro area

The fast food and sandwich shops in the Saginaw, MI metro area, the household spending behind them and how the market ranks against other metro areas.

Groundwork market score · out of 100

Score 25 out of 100: Lower middle

Ranked #339 of 387 scored metro areas
#14 of 15 scored metro areas based in Michigan

Listings
119
105 chain locations (88%)
Official establishments
161
All limited-service restaurants · +2.6% since 2019
Household spending a year
$272.3M
On food away from home · $3,493 a household
Spending per listing
$2.3M
25% below the U.S.
Listings per 10k households
15.3
15% above the U.S.
Population, 2025
187,688
−1.1% since 2020

See the fast food and sandwich shops around any address in the Saginaw metro area

The site report maps the fast food and sandwich shops on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Saginaw metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Saginaw metro area scores 25 (lower middle) on the Groundwork market score for fast food and sandwich shops, ranking #339 of 387 scored metro areas and #14 of 15 scored metro areas based in Michigan. That puts it in the bottom quarter of metro areas.

Households in the Saginaw metro area spend about $272.3M a year on food away from home, or $3,493 per household, 14% below the U.S. average. That is about $2.3M of household spending for each shop on map listings, 25% below the U.S. figure of $3.1M. The spending figure covers all food away from home, not only fast food and sandwich shops.

The Saginaw metro area has 119 fast food and sandwich shops on map listings as of September 2026. 105 of them (88%) are chain locations, against 79% across the U.S. That is 15.3 per 10,000 households, 15% above the U.S. rate of 13.3.

In 2023, official counts showed 161 businesses with payroll in the Saginaw metro area classed as limited-service restaurants, up 2.6% from 2019. That is one for every 484 households, against one for every 478 across the U.S. That count covers all limited-service restaurants (pizza places included), not only fast food and sandwich shops. Since fiscal 2022, 10 SBA-backed loans worth $5.6M have gone to businesses classed as limited-service restaurants in the Saginaw metro area. Population estimates put the population change in the Saginaw metro area from 2020 to 2025 at −1.1%, against +3.1% for the U.S.

How the Saginaw metro area compares

The same measures for Michigan and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the fast food and sandwich shops counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Fast food and sandwich shops in Saginaw, MI metro area compared with Michigan and the U.S.
MeasureSaginaw metro areaMichiganU.S.
Listings per 10k households15.312.813.3
Spending per listing$2.3M$3M$3.1M
Households per official establishment (all limited-service restaurants)484514478
Official establishment growth, 2019–2023+2.6%+7.8%+6.1%
Population growth, 2020–2025−1.1%+0.6%+3.1%
Spending per household on food away from home$3,493$3,875$4,070
Median household income$60,622$72,875$80,734
Groundwork market score2544

Official counts and lending

Businesses

Official establishments, 2019 to 2023
161All limited-service restaurants · +2.6% over the period
Employees, 2023
3,510
Annual payroll, 2023
$56.9M
One-person businesses, 2023
17All limited-service restaurants with no payroll
Map listings, September 2026
119105 chain locations
Listings at the U.S. rate for this spending
89The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
10
Amount
$5.6M

SBA-backed loans to businesses classed as limited-service restaurants in the Saginaw metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3. These official figures cover all limited-service restaurants, not only fast food and sandwich shops.

Population and households in the Saginaw metro area

Population, 2025 estimate
187,688−1.1% since 2020
Households
77,958
Median age
41.8
Homes lived in by their owners
74%
Vehicles per household
1.8
Land area
801 sq. mi.
People per square mile
236
Median household income
$60,622+26.3% vs. 2015–2019, before inflation
Average household income
$82,545
Median home value
$152,800
Jobs located here
77,780
Daytime population
194,916Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Saginaw metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the fast food and sandwich shops on map listings by name and distance.

Or open the report at the center of the Saginaw metro area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Fast food and sandwich shops across Michigan

Every Michigan market ranked →

The highest-scoring metro areas in Michigan for fast food and sandwich shops, numbered among those based in Michigan, with the Saginaw metro area marked.

Top metro areas in Michigan

Metro areas in Michigan ranked for fast food and sandwich shops by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Grand Rapids-Wyoming-Kentwood, MI6854412.4$3.3M+2.8%#86 of 387
2Midland, MI673810.9$3.7M+0.3%#91 of 387
3Ann Arbor, MI6616310.8$4.1M−0.4%#97 of 387
4Traverse City, MI648513.0$3.1M+2.2%#108 of 387
5Monroe, MI618513.5$2.9M+0.7%#130 of 387
6Jackson, MI557912.6$2.9M−0.4%#167 of 387
7Detroit-Warren-Dearborn, MI492,34913.3$3M+0.1%#200 of 387
8Lansing-East Lansing, MI4925012.9$3M+1.4%#202 of 387
9Kalamazoo-Portage, MI4815514.5$2.7M+0.8%#211 of 387
10Muskegon-Norton Shores, MI478212.1$2.9M+1.8%#215 of 387
14Saginaw, MI2511915.3$2.3M−1.1%#339 of 387

Other business types in the Saginaw metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many fast food and sandwich shops are in the Saginaw, MI metro area?

Map listings as of September 2026 show 119 fast food and sandwich shops in the Saginaw metro area. 105 of them (88%) are chain locations. The listings count fast food, sandwich shops, delis and bagel shops. Official counts show 161 businesses with payroll classed as limited-service restaurants in 2023, up 2.6% from 2019. The official count takes in all limited-service restaurants, not only fast food and sandwich shops: pizza places are counted too. Official counts list 17 one-person businesses without payroll.

How much do households in the Saginaw, MI metro area spend on food away from home?

About $272.3M a year, or $3,493 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). Spread across the 119 fast food and sandwich shops on map listings, it comes to $2.3M per shop. That spending covers all food away from home, which fast food and sandwich shops share with other businesses in the trade. It is estimated from the incomes of the 77,958 households in the Saginaw metro area and national spending patterns by income.

How does the Saginaw, MI metro area compare with the U.S. for fast food and sandwich shops?

The Saginaw metro area has 15.3 fast food and sandwich shops per 10,000 households, 15% above the U.S. rate of 13.3. Spending per shop is $2.3M, 25% below the U.S. figure of $3.1M. At the U.S. ratio of fast food and sandwich shops to household spending, the Saginaw metro area would have about 89, against 119 on map listings. There is one business with payroll in the industry for every 484 households, against one for every 478 across the U.S. The official count rose 2.6% from 2019 to 2023, against +6.1% for the U.S.

How fast is the Saginaw, MI metro area growing?

Population estimates put the Saginaw metro area at 187,688 people in 2025, down 1.1% since 2020, against +3.1% for the U.S. It has 77,958 households. Median household income in the Saginaw metro area is $60,622, 25% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 26.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Saginaw metro area scores 25 for fast food and sandwich shops (lower middle), #339 of 387 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Saginaw metro area. It maps the fast food and sandwich shops on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for fast food and sandwich shops · All 56 business types in the Saginaw metro area

Screening a site or an acquisition in the Saginaw metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Saginaw metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.