Groundwork

Food and drink · County · Missouri

Sit-down restaurants in St. Charles County, MO

The sit-down restaurants in St. Charles County, MO, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 73 out of 100: Upper middle

Ranked #300 of 2,405 scored counties
#11 of 85 scored counties in Missouri

Listings
764
341 chain locations (45%)
Official establishments
305
+1.3% since 2019
Household spending a year
$755.6M
On food away from home · $4,684 a household
Spending per listing
$989K
49% above the U.S.
Listings per 10k households
47.4
23% below the U.S.
Population, 2025
426,499
+4.9% since 2020

See the sit-down restaurants around any address in St. Charles County

The site report maps the sit-down restaurants on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of St. Charles County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 764 sit-down restaurants in St. Charles County. 341 of them (45%) are chain locations, against 29% across the U.S. Per 10,000 households, that is 47.4, 23% below the U.S. rate of 61.3.

At $4,684 per household (15% above the U.S. average), households in St. Charles County spend about $755.6M a year on food away from home. Spread across 764 sit-down restaurants, that is $989K per restaurant, 49% above the U.S. figure of $664K. That spending covers all food away from home, which sit-down restaurants share with other businesses in the trade.

In 2023, official counts showed 305 businesses with payroll in St. Charles County classed as full-service restaurants, up 1.3% from 2019. That is one for every 529 households, against one for every 500 across the U.S. Another 35 one-person businesses have no payroll, by official counts. Since fiscal 2022, 16 SBA-backed loans worth $8.8M have gone to businesses classed as full-service restaurants in St. Charles County.

Population estimates show St. Charles County grew 4.9% from 2020 to 2025, faster than the U.S. (+3.1%). For sit-down restaurants, St. Charles County has a Groundwork market score of 73 (upper middle): #300 of 2,405 scored counties and #11 of 85 scored counties in Missouri. That puts it in the top quarter of counties.

How St. Charles County compares

The same measures for Missouri and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the sit-down restaurants counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Sit-down restaurants in St. Charles County, MO compared with Missouri and the U.S.
MeasureSt. Charles CountyMissouriU.S.
Listings per 10k households47.453.761.3
Spending per listing$989K$708K$664K
Households per official establishment529555500
Official establishment growth, 2019–2023+1.3%−2.3%+1.5%
Population growth, 2020–2025+4.9%+1.9%+3.1%
Spending per household on food away from home$4,684$3,799$4,070
Median household income$104,692$70,702$80,734
Groundwork market score7345

Official counts and lending

Businesses

Official establishments, 2019 to 2023
301 → 305+1.3% over the period
Employees, 2023
9,131
Annual payroll, 2023
$218.9M
One-person businesses, 2023
35Businesses with no payroll
Map listings, September 2026
764341 chain locations
Listings at the U.S. rate for this spending
1,139The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
16
Amount
$8.8M

SBA-backed loans to businesses classed as full-service restaurants in St. Charles County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in St. Charles County

Population, 2025 estimate
426,499+4.9% since 2020
Households
161,311
Median age
40.8
Homes lived in by their owners
81%
Vehicles per household
2.0
Land area
560 sq. mi.
People per square mile
740
Median household income
$104,692+23.2% vs. 2015–2019, before inflation
Average household income
$129,305
Median home value
$320,800
Jobs located here
167,185
Daytime population
365,581Residents who don’t work, plus everyone whose job is here

Looking at a specific site in St. Charles County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the sit-down restaurants on map listings by name and distance.

Or open the report at the center of St. Charles County. Signed out, you see a blurred preview; on an account, each report is one action.

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Sit-down restaurants across Missouri

Every Missouri market ranked →

The highest-scoring counties in Missouri for sit-down restaurants, numbered among those based in Missouri, with St. Charles County marked.

Top counties in Missouri

Counties in Missouri ranked for sit-down restaurants by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Lincoln County, MO927131.1$1.3M+11.4%#12 of 2,405
2Warren County, MO855338.3$1M+9.2%#65 of 2,405
3Cass County, MO8416939.1$1.1M+7.1%#77 of 2,405
4Jefferson County, MO8328832.6$1.2M+2.7%#84 of 2,405
5Andrew County, MO811825.8$1.5M+0.7%#101 of 2,405
6Christian County, MO8014741.8$957K+8.3%#127 of 2,405
7Ray County, MO792527.4$1.4M+1.1%#136 of 2,405
8Webster County, MO775740.8$886K+10.4%#200 of 2,405
9Dallas County, MO761826.6$1.2M+5.2%#217 of 2,405
10Clay County, MO7447946.9$895K+4.3%#280 of 2,405
11St. Charles County, MO7376447.4$989K+4.9%#300 of 2,405

Other business types in St. Charles County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many sit-down restaurants are in St. Charles County, MO?

St. Charles County has 764 sit-down restaurants on map listings as of September 2026. 341 of them (45%) are chain locations. The listings count restaurants of every cuisine, pizza included. Official counts show 305 businesses with payroll classed as full-service restaurants in 2023, up 1.3% from 2019. Official counts list 35 one-person businesses without payroll.

How much do households in St. Charles County, MO spend on food away from home?

About $755.6M a year, or $4,684 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). Spread across the 764 sit-down restaurants on map listings, it comes to $989K per restaurant. The spending figure covers all food away from home, not only sit-down restaurants. It is estimated from the incomes of the 161,311 households in St. Charles County and national spending patterns by income.

How does St. Charles County, MO compare with the U.S. for sit-down restaurants?

St. Charles County has 47.4 sit-down restaurants per 10,000 households, 23% below the U.S. rate of 61.3. Spending per restaurant is $989K, 49% above the U.S. figure of $664K. At the national ratio of sit-down restaurants to household spending, St. Charles County would have about 1,139, against 764 on map listings. There is one business with payroll in the industry for every 529 households, against one for every 500 across the U.S. The official count rose 1.3% from 2019 to 2023, against +1.5% for the U.S.

How fast is St. Charles County, MO growing?

Population estimates put St. Charles County at 426,499 people in 2025, up 4.9% since 2020, faster than the U.S. (+3.1%). It has 161,311 households. The median household income in St. Charles County is $104,692 a year, 30% above the U.S. median of $80,734. That rose 23.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. St. Charles County scores 73 for sit-down restaurants (upper middle), #300 of 2,405 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in St. Charles County. It maps the sit-down restaurants on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for sit-down restaurants · All 56 business types in St. Charles County

Screening a site or an acquisition in St. Charles County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of St. Charles County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.