Groundwork

Real estate · County · Mississippi

Real estate businesses in Clay County, MS

The real estate businesses in Clay County, MS, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #1,764 of 2,229 scored counties
#40 of 49 scored counties in Mississippi

Listings
11
5 chain locations (45%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$96.7M
On rent and homeowner costs · $12,392 a household
Housing spending per listing (U.S. = 100)
203
Twice the U.S.
Listings per 10k households
14.1
63% below the U.S.
Population, 2025
18,238
−2.0% since 2020

See the real estate businesses around any address in Clay County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For real estate businesses, Clay County has a Groundwork market score of 37 (lower middle): #1,764 of 2,229 scored counties and #40 of 49 scored counties in Mississippi. That puts it in the bottom quarter of counties.

Map listings as of September 2026 show 11 real estate businesses in Clay County. Of those, 5 are chain locations, or 45%, against 6% across the U.S. That comes to 14.1 for every 10,000 households, 63% below the U.S. rate of 38.5.

Households in Clay County spend about $96.7M a year on rent and homeowner costs, or $12,392 per household, 26% below the U.S. average. Housing spending per office is twice the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.

There is no official count of businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in Clay County: counts under 3 aren’t published. Population estimates put the population change in Clay County from 2020 to 2025 at −2.0%, against +3.1% for the U.S.

How Clay County compares

The same measures for Mississippi and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Clay County, MS compared with Mississippi and the U.S.
MeasureClay CountyMississippiU.S.
Listings per 10k households14.122.838.5
Housing spending per listing (U.S. = 100)203138100
Households per official establishmentn/a931414
Official establishment growth, 2019–2023n/a+21.9%+15.8%
Population growth, 2020–2025−2.0%−0.1%+3.1%
Spending per household on rent and homeowner costs$12,392$13,696$16,661
Median household income$43,125$56,447$80,734
Groundwork market score3760

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
27Businesses with no payroll
Map listings, September 2026
115 chain locations
Listings at the U.S. rate for this spending
22The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Clay County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Clay County

Population, 2025 estimate
18,238−2.0% since 2020
Households
7,805
Median age
41.4
Homes lived in by their owners
71%
Vehicles per household
1.9
Land area
410 sq. mi.
People per square mile
45
Median household income
$43,125+35.5% vs. 2015–2019, before inflation
Average household income
$63,753
Median home value
$129,100
Jobs located here
7,035
Daytime population
17,349Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clay County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across Mississippi

Every Mississippi market ranked →

The highest-scoring counties in Mississippi for real estate businesses, numbered among those based in Mississippi, with Clay County marked.

Top counties in Mississippi

Counties in Mississippi ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1George County, MS761415.1214+8.1%#91 of 2,229
2Marshall County, MS7364.5677+2.6%#135 of 2,229
3Tate County, MS711110.0326+2.1%#179 of 2,229
4Neshoba County, MS6954.9632−0.9%#219 of 2,229
5Union County, MS651212.2259+2.3%#367 of 2,229
6Pontotoc County, MS641714.4214+2.9%#410 of 2,229
7Monroe County, MS63128.6353−2.4%#432 of 2,229
8Prentiss County, MS6277.3421+1.3%#475 of 2,229
9Tishomingo County, MS62910.2302−1.1%#483 of 2,229
10Stone County, MS621217.9176+7.2%#507 of 2,229
40Clay County, MS371114.1203−2.0%#1,764 of 2,229

Other business types in Clay County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in Clay County, MS?

There are 11 real estate businesses on map listings in Clay County as of September 2026. 5 of them (45%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. No official count is published for real estate agents, property managers, mortgage lenders and inspectors in Clay County: counts under 3 are left out. Official counts list 27 one-person businesses without payroll.

How much do households in Clay County, MS spend on rent and homeowner costs?

About $96.7M a year, or $12,392 per household. That is 26% below the U.S. average (an index of 74, where 100 is the U.S. average). For the 11 real estate businesses on map listings, housing spending per office is twice the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 7,805 households in Clay County and national spending patterns by income.

How does Clay County, MS compare with the U.S. for real estate businesses?

Clay County has 14.1 real estate businesses per 10,000 households, 63% below the U.S. rate of 38.5. The index of housing spending per office is 203, where 100 is the U.S. At the national ratio of real estate businesses to household spending, Clay County would have about 22, against 11 on map listings.

How fast is Clay County, MS growing?

Population estimates put Clay County at 18,238 people in 2025, down 2.0% since 2020, against +3.1% for the U.S. It has 7,805 households. The median household income in Clay County is $43,125 a year, 47% below the U.S. median of $80,734. That rose 35.5% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clay County scores 37 for real estate businesses (lower middle), #1,764 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clay County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in Clay County

Screening a site or an acquisition in Clay County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.