Groundwork

Real estate · County · Virginia

Mortgage brokers and lenders in Warren County, VA

The mortgage brokers and lenders in Warren County, VA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 60 out of 100: Upper middle

Ranked #250 of 887 scored counties
#11 of 37 scored counties in Virginia

Listings
5
1 chain location (20%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$244M
On rent and homeowner costs · $15,906 a household
Housing spending per listing (U.S. = 100)
125
25% above the U.S.
Listings per 10k households
3.3
23% below the U.S.
Population, 2025
42,740
+4.8% since 2020

See the mortgage brokers and lenders around any address in Warren County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Warren County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $15,906 per household (5% below the U.S. average), households in Warren County spend about $244M a year on rent and homeowner costs. Housing spending per office is 25% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Warren County has 5 mortgage brokers and lenders on map listings as of September 2026. One of them (20%) is a chain location, against 21% across the U.S. Per 10,000 households, that is 3.3, 23% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Warren County, since they leave out counts under 3.

Population estimates put the population change in Warren County from 2020 to 2025 at +4.8%, faster than the U.S. (+3.1%). Warren County scores 60 (upper middle) on the Groundwork market score for mortgage brokers and lenders, ranking #250 of 887 scored counties and #11 of 37 scored counties in Virginia.

How Warren County compares

The same measures for Virginia and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Warren County, VA compared with Virginia and the U.S.
MeasureWarren CountyVirginiaU.S.
Listings per 10k households3.34.14.3
Housing spending per listing (U.S. = 100)125104100
Households per official establishmentn/a3,9554,897
Official establishment growth, 2019–2023n/a+24.1%+9.5%
Population growth, 2020–2025+4.8%+2.8%+3.1%
Spending per household on rent and homeowner costs$15,906$16,844$16,661
Median household income$84,682$93,170$80,734
Groundwork market score6045

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
51 chain location
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Warren County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Warren County

Population, 2025 estimate
42,740+4.8% since 2020
Households
15,339
Median age
40.7
Homes lived in by their owners
76%
Vehicles per household
2.2
Land area
215 sq. mi.
People per square mile
194
Median household income
$84,682+22.5% vs. 2015–2019, before inflation
Average household income
$104,851
Median home value
$348,400
Jobs located here
13,436
Daytime population
33,422Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Warren County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Warren County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Virginia

Every Virginia market ranked →

The highest-scoring counties in Virginia for mortgage brokers and lenders, numbered among those based in Virginia, with Warren County marked.

Top counties in Virginia

Counties in Virginia ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Frederick County, VA8182.3192+8.8%#28 of 887
2Spotsylvania County, VA79132.5183+10.5%#40 of 887
3Stafford County, VA75132.5202+8.3%#66 of 887
4Arlington County, VA74302.7190+2.1%#75 of 887
5Suffolk city, VA7351.3317+10.4%#77 of 887
6Prince William County, VA67533.4147+4.2%#149 of 887
7Loudoun County, VA67654.5124+6.4%#153 of 887
8Hanover County, VA6692.1216+5.6%#159 of 887
9Bedford County, VA6582.4164+4.4%#165 of 887
10Augusta County, VA6061.9200+1.8%#241 of 887
11Warren County, VA6053.3125+4.8%#250 of 887

Other business types in Warren County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Warren County, VA?

Map listings as of September 2026 show 5 mortgage brokers and lenders in Warren County. One of them (20%) is a chain location. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Warren County: counts under 3 are left out.

How much do households in Warren County, VA spend on rent and homeowner costs?

About $244M a year, or $15,906 per household. That is 5% below the U.S. average (an index of 95, where 100 is the U.S. average). For the 5 mortgage brokers and lenders on map listings, housing spending per office is 25% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 15,339 households in Warren County and national spending patterns by income.

How does Warren County, VA compare with the U.S. for mortgage brokers and lenders?

Warren County has 3.3 mortgage brokers and lenders per 10,000 households, 23% below the U.S. rate of 4.3. The index of housing spending per office is 125, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Warren County would have about 6, against 5 on map listings.

How fast is Warren County, VA growing?

Population estimates put Warren County at 42,740 people in 2025, up 4.8% since 2020, faster than the U.S. (+3.1%). It has 15,339 households. Median household income in Warren County is $84,682, 5% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Warren County scores 60 for mortgage brokers and lenders (upper middle), #250 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Warren County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Warren County

Screening a site or an acquisition in Warren County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Warren County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.