Groundwork

Real estate · County · Texas

Mortgage brokers and lenders in Johnson County, TX

How Johnson County, TX compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 73 out of 100: Upper middle

Ranked #90 of 887 scored counties
#11 of 51 scored counties in Texas

Listings
20
7 chain locations (35%)
Official establishments
7
Businesses with payroll, 2023
Household spending a year
$1B
On rent and homeowner costs · $15,773 a household
Housing spending per listing (U.S. = 100)
132
32% above the U.S.
Listings per 10k households
3.1
28% below the U.S.
Population, 2025
218,048
+20.5% since 2020

See the mortgage brokers and lenders around any address in Johnson County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Johnson County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in Johnson County comes to about $1B a year: $15,773 per household, 5% below the U.S. average. Housing spending per office is 32% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

Johnson County has 20 mortgage brokers and lenders on map listings as of September 2026. Of those, 7 are chain locations, or 35%, against 21% across the U.S. That is 3.1 per 10,000 households, 28% below the U.S. rate of 4.3.

In 2023, official counts showed 7 businesses with payroll in Johnson County classed as mortgage brokers and real estate lenders. That is one for every 9,358 households, against one for every 4,897 across the U.S.

Population estimates show Johnson County grew 20.5% from 2020 to 2025, faster than the U.S. (+3.1%). For mortgage brokers and lenders, Johnson County has a Groundwork market score of 73 (upper middle): #90 of 887 scored counties and #11 of 51 scored counties in Texas. That puts it in the top quarter of counties.

How Johnson County compares

The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Johnson County, TX compared with Texas and the U.S.
MeasureJohnson CountyTexasU.S.
Listings per 10k households3.14.24.3
Housing spending per listing (U.S. = 100)13296100
Households per official establishment9,3585,3114,897
Official establishment growth, 2019–2023n/a+7.4%+9.5%
Population growth, 2020–2025+20.5%+8.5%+3.1%
Spending per household on rent and homeowner costs$15,773$15,682$16,661
Median household income$84,859$78,476$80,734
Groundwork market score7350

Official counts and lending

Businesses

Official establishments, 2019 to 2023
10 → 7
Employees, 2023
37
Annual payroll, 2023
$4.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
207 chain locations
Listings at the U.S. rate for this spending
27The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Johnson County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Johnson County

Population, 2025 estimate
218,048+20.5% since 2020
Households
65,507
Median age
37.5
Homes lived in by their owners
75%
Vehicles per household
2.1
Land area
725 sq. mi.
People per square mile
270
Median household income
$84,859+31.9% vs. 2015–2019, before inflation
Average household income
$103,542
Median home value
$285,900
Jobs located here
54,539
Daytime population
156,023Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Johnson County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Johnson County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Johnson County marked.

Top counties in Texas

Counties in Texas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Guadalupe County, TX9050.8544+15.8%#2 of 887
2Kaufman County, TX8691.8232+42.2%#7 of 887
3Brazoria County, TX85342.5172+12.2%#9 of 887
4Chambers County, TX8152.9153+22.6%#29 of 887
5Hunt County, TX7971.8208+23.0%#37 of 887
6Parker County, TX78183.2139+23.5%#48 of 887
7Wise County, TX7772.8150+21.5%#54 of 887
8Midland County, TX77223.3132+10.0%#56 of 887
9Randall County, TX73152.6152+7.9%#86 of 887
10Ellis County, TX73233.2133+24.0%#89 of 887
11Johnson County, TX73203.1132+20.5%#90 of 887

Other business types in Johnson County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Johnson County, TX?

Map listings as of September 2026 show 20 mortgage brokers and lenders in Johnson County. 7 of them (35%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 7 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.

How much do households in Johnson County, TX spend on rent and homeowner costs?

About $1B a year, or $15,773 per household. That is 5% below the U.S. average (an index of 95, where 100 is the U.S. average). For the 20 mortgage brokers and lenders on map listings, housing spending per office is 32% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 65,507 households in Johnson County and national spending patterns by income.

How does Johnson County, TX compare with the U.S. for mortgage brokers and lenders?

Johnson County has 3.1 mortgage brokers and lenders per 10,000 households, 28% below the U.S. rate of 4.3. The index of housing spending per office is 132, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Johnson County would have about 27, against 20 on map listings. There is one business with payroll in the industry for every 9,358 households, against one for every 4,897 across the U.S.

How fast is Johnson County, TX growing?

Population estimates put Johnson County at 218,048 people in 2025, up 20.5% since 2020, faster than the U.S. (+3.1%). It has 65,507 households. Median household income in Johnson County is $84,859, 5% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 31.9%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Johnson County scores 73 for mortgage brokers and lenders (upper middle), #90 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Johnson County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Johnson County

Screening a site or an acquisition in Johnson County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Johnson County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.