Real estate · County · Texas
Mortgage brokers and lenders in Erath County, TX
How Erath County, TX compares with other counties and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 24 out of 100: Low
Ranked #851 of 887 scored counties
#50 of 51 scored counties in Texas
- Listings
- 32
- 2 chain locations (6%)
- Official establishments
- 4
- Businesses with payroll, 2023
- Household spending a year
- $240.2M
- On rent and homeowner costs · $14,284 a household
- Housing spending per listing (U.S. = 100)
- 19
- 81% below the U.S.
- Listings per 10k households
- 19.0
- 4.4 times the U.S.
- Population, 2025
- 43,911
- +2.8% since 2020
See the mortgage brokers and lenders around any address in Erath County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Erath County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for mortgage brokers and lenders in Erath County is 24 (low), #851 of 887 scored counties and #50 of 51 scored counties in Texas. That puts it in the bottom quarter of counties.
Households in Erath County spend about $240.2M a year on rent and homeowner costs, or $14,284 per household, 14% below the U.S. average. Housing spending per office is 81% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.
There are 32 mortgage brokers and lenders on map listings in Erath County as of September 2026. Chain locations make up 6% of them, against 21% across the U.S. That is 19.0 per 10,000 households, 4.4 times the U.S. rate of 4.3.
Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in Erath County in 2023. That is one for every 4,204 households, against one for every 4,897 across the U.S. Population estimates show Erath County grew 2.8% from 2020 to 2025, in step with the U.S. (+3.1%).
How Erath County compares
The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Erath County | Texas | U.S. |
|---|---|---|---|
| Listings per 10k households | 19.0 | 4.2 | 4.3 |
| Housing spending per listing (U.S. = 100) | 19 | 96 | 100 |
| Households per official establishment | 4,204 | 5,311 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +7.4% | +9.5% |
| Population growth, 2020–2025 | +2.8% | +8.5% | +3.1% |
| Spending per household on rent and homeowner costs | $14,284 | $15,682 | $16,661 |
| Median household income | $65,115 | $78,476 | $80,734 |
| Groundwork market score | 24 | 50 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 4
- Employees, 2023
- 31
- Annual payroll, 2023
- $3.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 322 chain locations
- Listings at the U.S. rate for this spending
- 6The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Erath County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Erath County
- Population, 2025 estimate
- 43,911+2.8% since 2020
- Households
- 16,816
- Median age
- 35.0
- Homes lived in by their owners
- 63%
- Vehicles per household
- 2.1
- Land area
- 1,083 sq. mi.
- People per square mile
- 40
- Median household income
- $65,115+23.5% vs. 2015–2019, before inflation
- Average household income
- $85,669
- Median home value
- $269,100
- Jobs located here
- 17,708
- Daytime population
- 40,954Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Erath County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Erath County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Texas
Every Texas market ranked →The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with Erath County marked.
Top counties in Texas
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Guadalupe County, TX | 90 | 5 | 0.8 | 544 | +15.8% | #2 of 887 |
| 2Kaufman County, TX | 86 | 9 | 1.8 | 232 | +42.2% | #7 of 887 |
| 3Brazoria County, TX | 85 | 34 | 2.5 | 172 | +12.2% | #9 of 887 |
| 4Chambers County, TX | 81 | 5 | 2.9 | 153 | +22.6% | #29 of 887 |
| 5Hunt County, TX | 79 | 7 | 1.8 | 208 | +23.0% | #37 of 887 |
| 6Parker County, TX | 78 | 18 | 3.2 | 139 | +23.5% | #48 of 887 |
| 7Wise County, TX | 77 | 7 | 2.8 | 150 | +21.5% | #54 of 887 |
| 8Midland County, TX | 77 | 22 | 3.3 | 132 | +10.0% | #56 of 887 |
| 9Randall County, TX | 73 | 15 | 2.6 | 152 | +7.9% | #86 of 887 |
| 10Ellis County, TX | 73 | 23 | 3.2 | 133 | +24.0% | #89 of 887 |
| 50Erath County, TX | 24 | 32 | 19.0 | 19 | +2.8% | #851 of 887 |
Other business types in Erath County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate32
- Real estate agents and brokers35
- Property management26
- Mortgage brokers and lenders24
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Erath County, TX?
As of September 2026, map listings count 32 mortgage brokers and lenders in Erath County. 2 of them (6%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 4 businesses with payroll classed as mortgage brokers and real estate lenders in 2023.
How much do households in Erath County, TX spend on rent and homeowner costs?
About $240.2M a year, or $14,284 per household. That is 14% below the U.S. average (an index of 86, where 100 is the U.S. average). For the 32 mortgage brokers and lenders on map listings, housing spending per office is 81% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 16,816 households in Erath County and national spending patterns by income.
How does Erath County, TX compare with the U.S. for mortgage brokers and lenders?
Erath County has 19.0 mortgage brokers and lenders per 10,000 households, 4.4 times the U.S. rate of 4.3. The index of housing spending per office is 19, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, Erath County would have about 6, against 32 on map listings. There is one business with payroll in the industry for every 4,204 households, against one for every 4,897 across the U.S.
How fast is Erath County, TX growing?
Population estimates put Erath County at 43,911 people in 2025, up 2.8% since 2020, in step with the U.S. (+3.1%). It has 16,816 households. Median household income in Erath County is $65,115, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 23.5%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Erath County scores 24 for mortgage brokers and lenders (low), #851 of 887 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Erath County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Erath County
Screening a site or an acquisition in Erath County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Erath County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.