Groundwork

Real estate · County · Texas

Mortgage brokers and lenders in El Paso County, TX

The mortgage brokers and lenders in El Paso County, TX, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 38 out of 100: Lower middle

Ranked #658 of 887 scored counties
#42 of 51 scored counties in Texas

Listings
108
24 chain locations (22%)
Official establishments
51
+30.8% since 2019
Household spending a year
$4.1B
On rent and homeowner costs · $13,826 a household
Housing spending per listing (U.S. = 100)
98
2% below the U.S.
Listings per 10k households
3.6
16% below the U.S.
Population, 2025
877,858
+1.3% since 2020

See the mortgage brokers and lenders around any address in El Paso County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of El Paso County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in El Paso County spend about $4.1B a year on rent and homeowner costs, or $13,826 per household, 17% below the U.S. average. Housing spending per office is 2% below the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

El Paso County has 108 mortgage brokers and lenders on map listings as of September 2026. Chain locations make up 22% of them, against 21% across the U.S. That is 3.6 per 10,000 households, 16% below the U.S. rate of 4.3.

In 2023, official counts showed 51 businesses with payroll in El Paso County classed as mortgage brokers and real estate lenders, up 30.8% from 2019. That is one for every 5,875 households, against one for every 4,897 across the U.S.

Population estimates show El Paso County grew 1.3% from 2020 to 2025, slower than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in El Paso County is 38 (lower middle), #658 of 887 scored counties and #42 of 51 scored counties in Texas.

How El Paso County compares

The same measures for Texas and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in El Paso County, TX compared with Texas and the U.S.
MeasureEl Paso CountyTexasU.S.
Listings per 10k households3.64.24.3
Housing spending per listing (U.S. = 100)9896100
Households per official establishment5,8755,3114,897
Official establishment growth, 2019–2023+30.8%+7.4%+9.5%
Population growth, 2020–2025+1.3%+8.5%+3.1%
Spending per household on rent and homeowner costs$13,826$15,682$16,661
Median household income$59,806$78,476$80,734
Groundwork market score3850

Official counts and lending

Businesses

Official establishments, 2019 to 2023
39 → 51+30.8% over the period
Employees, 2023
276
Annual payroll, 2023
$25M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
10824 chain locations
Listings at the U.S. rate for this spending
106The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in El Paso County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in El Paso County

Population, 2025 estimate
877,858+1.3% since 2020
Households
299,637
Median age
35.0
Homes lived in by their owners
64%
Vehicles per household
1.9
Land area
1,014 sq. mi.
People per square mile
859
Median household income
$59,806+27.6% vs. 2015–2019, before inflation
Average household income
$79,845
Median home value
$180,400
Jobs located here
347,266
Daytime population
864,827Residents who don’t work, plus everyone whose job is here

Looking at a specific site in El Paso County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of El Paso County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Texas

Every Texas market ranked →

The highest-scoring counties in Texas for mortgage brokers and lenders, numbered among those based in Texas, with El Paso County marked.

Top counties in Texas

Counties in Texas ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Guadalupe County, TX9050.8544+15.8%#2 of 887
2Kaufman County, TX8691.8232+42.2%#7 of 887
3Brazoria County, TX85342.5172+12.2%#9 of 887
4Chambers County, TX8152.9153+22.6%#29 of 887
5Hunt County, TX7971.8208+23.0%#37 of 887
6Parker County, TX78183.2139+23.5%#48 of 887
7Wise County, TX7772.8150+21.5%#54 of 887
8Midland County, TX77223.3132+10.0%#56 of 887
9Randall County, TX73152.6152+7.9%#86 of 887
10Ellis County, TX73233.2133+24.0%#89 of 887
42El Paso County, TX381083.698+1.3%#658 of 887

Other business types in El Paso County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in El Paso County, TX?

Map listings as of September 2026 show 108 mortgage brokers and lenders in El Paso County. 24 of them (22%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 51 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 30.8% from 2019.

How much do households in El Paso County, TX spend on rent and homeowner costs?

About $4.1B a year, or $13,826 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 108 mortgage brokers and lenders on map listings, housing spending per office is 2% below the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 299,637 households in El Paso County and national spending patterns by income.

How does El Paso County, TX compare with the U.S. for mortgage brokers and lenders?

El Paso County has 3.6 mortgage brokers and lenders per 10,000 households, 16% below the U.S. rate of 4.3. The index of housing spending per office is 98, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, El Paso County would have about 106, against 108 on map listings. There is one business with payroll in the industry for every 5,875 households, against one for every 4,897 across the U.S. The official count rose 30.8% from 2019 to 2023, against +9.5% for the U.S.

How fast is El Paso County, TX growing?

Population estimates put El Paso County at 877,858 people in 2025, up 1.3% since 2020, slower than the U.S. (+3.1%). It has 299,637 households. Median household income in El Paso County is $59,806, 26% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.6%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. El Paso County scores 38 for mortgage brokers and lenders (lower middle), #658 of 887 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in El Paso County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in El Paso County

Screening a site or an acquisition in El Paso County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of El Paso County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.