Groundwork

Real estate · Small-town market · Minnesota

Mortgage brokers and lenders in the Winona, MN area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Winona, MN area, set against other small-town markets and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has none.

Listings
0
None on the map
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$275.9M
On rent and homeowner costs · $13,621 a household
Housing spending per listing (U.S. = 100)
n/a
Listings per 10k households
0.0
Population, 2025
50,523
+1.8% since 2020

See the mortgage brokers and lenders around any address in the Winona area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Winona area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

There are no mortgage brokers and lenders on map listings in the Winona area as of September 2026. At the U.S. ratio of mortgage brokers and lenders to household spending, the Winona area would have about 7, against none on map listings.

Households in the Winona area spend about $275.9M a year on rent and homeowner costs, or $13,621 per household, 18% below the U.S. average. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in the Winona area: counts under 3 aren’t published.

Population estimates show the Winona area grew 1.8% from 2020 to 2025, slower than the U.S. (+3.1%). With no mortgage brokers and lenders on map listings, the Winona area isn’t given a market score for them.

How the Winona area compares

The same measures for Minnesota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Winona, MN area compared with Minnesota and the U.S.
MeasureWinona areaMinnesotaU.S.
Listings per 10k households0.04.04.3
Housing spending per listing (U.S. = 100)n/a97100
Households per official establishmentn/a4,6074,897
Official establishment growth, 2019–2023n/a+31.2%+9.5%
Population growth, 2020–2025+1.8%+2.1%+3.1%
Spending per household on rent and homeowner costs$13,621$15,162$16,661
Median household income$70,744$89,062$80,734
Groundwork market scoreNot scored38

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
0
Listings at the U.S. rate for this spending
7The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Winona area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Winona area

Population, 2025 estimate
50,523+1.8% since 2020
Households
20,253
Median age
37.8
Homes lived in by their owners
69%
Vehicles per household
1.9
Land area
626 sq. mi.
People per square mile
79
Median household income
$70,744+19.2% vs. 2015–2019, before inflation
Average household income
$92,678
Median home value
$235,400
Jobs located here
25,458
Daytime population
50,349Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Winona area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Winona area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Mortgage brokers and lenders across Minnesota

Every Minnesota market ranked →

The highest-scoring small-town markets in Minnesota for mortgage brokers and lenders, numbered among those based in Minnesota, with the Winona area marked.

Top small-town markets in Minnesota

Small-town markets in Minnesota ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Faribault-Northfield, MN6073.0124+4.2%#48 of 177
2Willmar, MN5652.8126+2.3%#71 of 177
3Hutchinson, MN4353.3111−0.3%#120 of 177
4Owatonna, MN3274.679+0.2%#147 of 177
Winona, MNNot scored00.0n/a+1.8%

Other business types in the Winona area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Winona, MN area?

Map listings as of September 2026 show no mortgage brokers and lenders in the Winona area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Winona area: counts under 3 are left out.

How much do households in the Winona, MN area spend on rent and homeowner costs?

About $275.9M a year, or $13,621 per household. That is 18% below the U.S. average (an index of 82, where 100 is the U.S. average). The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 20,253 households in the Winona area and national spending patterns by income.

How does the Winona, MN area compare with the U.S. for mortgage brokers and lenders?

The Winona area has no mortgage brokers and lenders on map listings. At the national ratio of mortgage brokers and lenders to household spending, the Winona area would have about 7, against none on map listings.

How fast is the Winona, MN area growing?

Population estimates put the Winona area at 50,523 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 20,253 households. The median household income in the Winona area is $70,744 a year, 12% below the U.S. median of $80,734. That rose 19.2% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Winona area has no market score for mortgage brokers and lenders, having none on map listings.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Winona area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Winona area

Screening a site or an acquisition in the Winona area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Winona area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.