Groundwork

Real estate · Small-town market · Kentucky

Mortgage brokers and lenders in the Madisonville, KY area

Competitor counts, household spending and official business counts for mortgage brokers and lenders in the Madisonville, KY area, set against other small-town markets and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 3.

Listings
3
2 chain locations (67%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$244.5M
On rent and homeowner costs · $13,293 a household
Housing spending per listing (U.S. = 100)
209
2.1 times the U.S.
Listings per 10k households
1.6
63% below the U.S.
Population, 2025
45,127
−0.5% since 2020

See the mortgage brokers and lenders around any address in the Madisonville area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Madisonville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on rent and homeowner costs in the Madisonville area comes to about $244.5M a year: $13,293 per household, 20% below the U.S. average. Housing spending per office is 2.1 times the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

The Madisonville area has 3 mortgage brokers and lenders on map listings as of September 2026. That comes to 1.6 for every 10,000 households, 63% below the U.S. rate of 4.3.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in the Madisonville area, since they leave out counts under 3.

Between 2020 and 2025, the population of the Madisonville area declined 0.5%, against +3.1% for the U.S. With 3 mortgage brokers and lenders on map listings, the Madisonville area isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How the Madisonville area compares

The same measures for Kentucky and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Madisonville, KY area compared with Kentucky and the U.S.
MeasureMadisonville areaKentuckyU.S.
Listings per 10k households1.63.14.3
Housing spending per listing (U.S. = 100)209118100
Households per official establishmentn/a7,1444,897
Official establishment growth, 2019–2023n/a+13.4%+9.5%
Population growth, 2020–2025−0.5%+2.2%+3.1%
Spending per household on rent and homeowner costs$13,293$14,283$16,661
Median household income$56,815$63,726$80,734
Groundwork market scoreNot scored53

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
32 chain locations
Listings at the U.S. rate for this spending
6The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Madisonville area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Madisonville area

Population, 2025 estimate
45,127−0.5% since 2020
Households
18,397
Median age
40.6
Homes lived in by their owners
71%
Vehicles per household
1.9
Land area
542 sq. mi.
People per square mile
83
Median household income
$56,815+20.5% vs. 2015–2019, before inflation
Average household income
$70,892
Median home value
$142,800
Jobs located here
16,599
Daytime population
43,041Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Madisonville area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Madisonville area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Kentucky

Every Kentucky market ranked →

The highest-scoring small-town markets in Kentucky for mortgage brokers and lenders, numbered among those based in Kentucky, with the Madisonville area marked.

Top small-town markets in Kentucky

Small-town markets in Kentucky ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Richmond-Berea, KY68153.0117+7.0%#25 of 177
2Corbin, KY6571.2261+0.1%#32 of 177
3Frankfort, KY59113.4109+3.1%#56 of 177
4Pikeville, KY4361.5208−5.4%#116 of 177
5Murray, KY32106.652+4.9%#150 of 177
Madisonville, KYNot scored31.6209−0.5%

Other business types in the Madisonville area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Madisonville, KY area?

Map listings as of September 2026 show 3 mortgage brokers and lenders in the Madisonville area. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in the Madisonville area: counts under 3 are left out.

How much do households in the Madisonville, KY area spend on rent and homeowner costs?

About $244.5M a year, or $13,293 per household. That is 20% below the U.S. average (an index of 80, where 100 is the U.S. average). For the 3 mortgage brokers and lenders on map listings, housing spending per office is 2.1 times the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 18,397 households in the Madisonville area and national spending patterns by income.

How does the Madisonville, KY area compare with the U.S. for mortgage brokers and lenders?

The Madisonville area has 1.6 mortgage brokers and lenders per 10,000 households, 63% below the U.S. rate of 4.3. The index of housing spending per office is 209, where 100 is the U.S. At the U.S. ratio of mortgage brokers and lenders to household spending, the Madisonville area would have about 6, against 3 on map listings.

How fast is the Madisonville, KY area growing?

Population estimates put the Madisonville area at 45,127 people in 2025, down 0.5% since 2020, against +3.1% for the U.S. It has 18,397 households. Median household income in the Madisonville area is $56,815, 30% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 20.5%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Madisonville area has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 3.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Madisonville area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Madisonville area

Screening a site or an acquisition in the Madisonville area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Madisonville area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.