Groundwork

Real estate · County · Kentucky

Mortgage brokers and lenders in Breathitt County, KY

Competitor counts, household spending and official business counts for mortgage brokers and lenders in Breathitt County, KY, set against other counties and the U.S.

Groundwork market score

Not scored

The score needs at least 5 listings; this market has 1.

Listings
1
1 chain location (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$64.1M
On rent and homeowner costs · $11,724 a household
Housing spending per listing (U.S. = 100)
164
Too few listings to compare
Listings per 10k households
1.8
Too few listings to compare
Population, 2025
12,558
−8.3% since 2020

See the mortgage brokers and lenders around any address in Breathitt County

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Breathitt County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $11,724 per household (30% below the U.S. average), households in Breathitt County spend about $64.1M a year on rent and homeowner costs. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in.

There is 1 mortgage broker or lender on map listings in Breathitt County as of September 2026. That is 1.8 per 10,000 households.

Official counts don’t publish a figure for mortgage brokers and real estate lenders in Breathitt County, since they leave out counts under 3.

Between 2020 and 2025, the population of Breathitt County declined 8.3%, against +3.1% for the U.S. With 1 mortgage broker or lender on map listings, Breathitt County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.

How Breathitt County compares

The same measures for Kentucky and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Breathitt County, KY compared with Kentucky and the U.S.
MeasureBreathitt CountyKentuckyU.S.
Listings per 10k households1.83.14.3
Housing spending per listing (U.S. = 100)164118100
Households per official establishmentn/a7,1444,897
Official establishment growth, 2019–2023n/a+13.4%+9.5%
Population growth, 2020–2025−8.3%+2.2%+3.1%
Spending per household on rent and homeowner costs$11,724$14,283$16,661
Median household income$34,808$63,726$80,734
Groundwork market scoreNot scored53

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
11 chain location
Listings at the U.S. rate for this spending
2The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Breathitt County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Breathitt County

Population, 2025 estimate
12,558−8.3% since 2020
Households
5,464
Median age
43.3
Homes lived in by their owners
77%
Vehicles per household
1.7
Land area
492 sq. mi.
People per square mile
27
Median household income
$34,808+27.3% vs. 2015–2019, before inflation
Average household income
$51,653
Median home value
$70,300
Jobs located here
2,764
Daytime population
12,089Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Breathitt County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of Breathitt County. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Kentucky

Every Kentucky market ranked →

The highest-scoring counties in Kentucky for mortgage brokers and lenders, numbered among those based in Kentucky, with Breathitt County marked.

Top counties in Kentucky

Counties in Kentucky ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Oldham County, KY7952.2220+4.9%#36 of 887
2Scott County, KY7752.2185+8.2%#52 of 887
3Hardin County, KY64122.7139+2.4%#190 of 887
4Shelby County, KY6063.2123+6.2%#251 of 887
5Campbell County, KY59112.8143+2.5%#265 of 887
6Bullitt County, KY57113.5114+5.0%#301 of 887
7Boone County, KY57214.1105+6.5%#303 of 887
8Madison County, KY55154.090+9.4%#338 of 887
9Warren County, KY52213.897+10.6%#401 of 887
10Laurel County, KY5162.5137+1.6%#415 of 887
Breathitt County, KYNot scored11.8164−8.3%

Other business types in Breathitt County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in Breathitt County, KY?

As of September 2026, map listings count 1 mortgage broker or lender in Breathitt County. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Breathitt County: counts under 3 are left out.

How much do households in Breathitt County, KY spend on rent and homeowner costs?

About $64.1M a year, or $11,724 per household. That is 30% below the U.S. average (an index of 70, where 100 is the U.S. average). That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in. It is estimated from the incomes of the 5,464 households in Breathitt County and national spending patterns by income.

How does Breathitt County, KY compare with the U.S. for mortgage brokers and lenders?

Breathitt County has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. At the U.S. ratio of mortgage brokers and lenders to household spending, Breathitt County would have about 2, against 1 on map listings.

How fast is Breathitt County, KY growing?

Population estimates put Breathitt County at 12,558 people in 2025, down 8.3% since 2020, against +3.1% for the U.S. It has 5,464 households. Median household income in Breathitt County is $34,808, 57% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 27.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Breathitt County has no market score for mortgage brokers and lenders: the score needs at least 5 on map listings, and it has 1.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Breathitt County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Breathitt County

Screening a site or an acquisition in Breathitt County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Breathitt County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.