Groundwork

Real estate · Metro area · Florida

Mortgage brokers and lenders in the Port St. Lucie, FL metro area

How the Port St. Lucie, FL metro area compares with other metro areas and the U.S. for mortgage brokers and lenders: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 50 out of 100: Upper middle

Ranked #185 of 373 scored metro areas
#11 of 22 scored metro areas based in Florida

Listings
76
9 chain locations (12%)
Official establishments
59
+47.5% since 2019
Household spending a year
$3.1B
On rent and homeowner costs · $15,192 a household
Housing spending per listing (U.S. = 100)
105
5% above the U.S.
Listings per 10k households
3.7
14% below the U.S.
Population, 2025
568,721
+16.0% since 2020

See the mortgage brokers and lenders around any address in the Port St. Lucie metro area

The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Port St. Lucie metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 76 mortgage brokers and lenders in the Port St. Lucie metro area. Of those, 9 are chain locations, or 12%, against 21% across the U.S. That comes to 3.7 for every 10,000 households, 14% below the U.S. rate of 4.3.

At $15,192 per household (9% below the U.S. average), households in the Port St. Lucie metro area spend about $3.1B a year on rent and homeowner costs. Housing spending per office is 5% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.

In 2023, official counts showed 59 businesses with payroll in the Port St. Lucie metro area classed as mortgage brokers and real estate lenders, up 47.5% from 2019. That is one for every 3,479 households, against one for every 4,897 across the U.S. Since fiscal 2022, 3 SBA-backed loans worth $950K have gone to businesses classed as mortgage brokers and real estate lenders in the Port St. Lucie metro area.

Population estimates show the Port St. Lucie metro area grew 16.0% from 2020 to 2025, faster than the U.S. (+3.1%). The Groundwork market score for mortgage brokers and lenders in the Port St. Lucie metro area is 50 (upper middle), #185 of 373 scored metro areas and #11 of 22 scored metro areas based in Florida.

How the Port St. Lucie metro area compares

The same measures for Florida and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Mortgage brokers and lenders in Port St. Lucie, FL metro area compared with Florida and the U.S.
MeasurePort St. Lucie metro areaFloridaU.S.
Listings per 10k households3.75.34.3
Housing spending per listing (U.S. = 100)10574100
Households per official establishment3,4793,5104,897
Official establishment growth, 2019–2023+47.5%+22.5%+9.5%
Population growth, 2020–2025+16.0%+8.7%+3.1%
Spending per household on rent and homeowner costs$15,192$15,326$16,661
Median household income$74,514$74,568$80,734
Groundwork market score5036

Official counts and lending

Businesses

Official establishments, 2019 to 2023
59+47.5% over the period
Employees, 2023
112
Annual payroll, 2023
$9.3M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
769 chain locations
Listings at the U.S. rate for this spending
80The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
3
Amount
$950K

SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in the Port St. Lucie metro area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Port St. Lucie metro area

Population, 2025 estimate
568,721+16.0% since 2020
Households
205,254
Median age
47.3
Homes lived in by their owners
79%
Vehicles per household
1.7
Land area
1,116 sq. mi.
People per square mile
468
Median household income
$74,514+35.1% vs. 2015–2019, before inflation
Average household income
$102,666
Median home value
$364,900
Jobs located here
168,499
Daytime population
477,683Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Port St. Lucie metro area?

These figures cover the whole metro area. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.

Or open the report at the center of the Port St. Lucie metro area. Signed out, you see a blurred preview; on an account, each report is one action.

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Mortgage brokers and lenders across Florida

Every Florida market ranked →

The highest-scoring metro areas in Florida for mortgage brokers and lenders, numbered among those based in Florida, with the Port St. Lucie metro area marked.

Top metro areas in Florida

Metro areas in Florida ranked for mortgage brokers and lenders by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Wildwood-The Villages, FL8591.3302+21.1%#2 of 373
2Homosassa Springs, FL72111.5228+11.1%#23 of 373
3Sebring, FL7151.1321+9.7%#27 of 373
4Tallahassee, FL64382.4154+3.1%#65 of 373
5Ocala, FL63452.7130+17.3%#75 of 373
6Lakeland-Winter Haven, FL63893.1120+19.8%#77 of 373
7Gainesville, FL60422.9125+5.4%#100 of 373
8Pensacola-Ferry Pass-Brent, FL57653.2121+6.5%#124 of 373
9Panama City-Panama City Beach, FL55343.999+15.7%#148 of 373
10Palm Bay-Melbourne-Titusville, FL521054.198+9.1%#168 of 373
11Port St. Lucie, FL50763.7105+16.0%#185 of 373

Other business types in the Port St. Lucie metro area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many mortgage brokers and lenders are in the Port St. Lucie, FL metro area?

There are 76 mortgage brokers and lenders on map listings in the Port St. Lucie metro area as of September 2026. 9 of them (12%) are chain locations. The listings count mortgage brokers and mortgage lenders. Official counts show 59 businesses with payroll classed as mortgage brokers and real estate lenders in 2023, up 47.5% from 2019.

How much do households in the Port St. Lucie, FL metro area spend on rent and homeowner costs?

About $3.1B a year, or $15,192 per household. That is 9% below the U.S. average (an index of 91, where 100 is the U.S. average). For the 76 mortgage brokers and lenders on map listings, housing spending per office is 5% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 205,254 households in the Port St. Lucie metro area and national spending patterns by income.

How does the Port St. Lucie, FL metro area compare with the U.S. for mortgage brokers and lenders?

The Port St. Lucie metro area has 3.7 mortgage brokers and lenders per 10,000 households, 14% below the U.S. rate of 4.3. The index of housing spending per office is 105, where 100 is the U.S. At the national ratio of mortgage brokers and lenders to household spending, the Port St. Lucie metro area would have about 80, against 76 on map listings. There is one business with payroll in the industry for every 3,479 households, against one for every 4,897 across the U.S. The official count rose 47.5% from 2019 to 2023, against +9.5% for the U.S.

How fast is the Port St. Lucie, FL metro area growing?

Population estimates put the Port St. Lucie metro area at 568,721 people in 2025, up 16.0% since 2020, faster than the U.S. (+3.1%). It has 205,254 households. The median household income in the Port St. Lucie metro area is $74,514 a year, 8% below the U.S. median of $80,734. That rose 35.1% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Port St. Lucie metro area scores 50 for mortgage brokers and lenders (upper middle), #185 of 373 scored metro areas.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Port St. Lucie metro area. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for mortgage brokers and lenders · All 56 business types in the Port St. Lucie metro area

Screening a site or an acquisition in the Port St. Lucie metro area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Port St. Lucie metro area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.