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Insurance agencies in Lincoln County, WY

Competitor counts, household spending and official business counts for insurance agencies in Lincoln County, WY, set against other counties and the U.S.

Groundwork market score · out of 100

Score 58 out of 100: Upper middle

Ranked #838 of 2,272 scored counties
#2 of 15 scored counties in Wyoming

Listings
10
5 chain locations (50%)
Official establishments
13
Businesses with payroll, 2023
Household spending a year
$19.4M
On vehicle insurance · $2,331 a household
Spending per listing
$1.9M
55% above the U.S.
Listings per 10k households
12.0
23% below the U.S.
Population, 2025
21,180
+7.8% since 2020

See the insurance agencies around any address in Lincoln County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Lincoln County comes to about $19.4M a year: $2,331 per household, 19% above the U.S. average. That is about $1.9M of household spending for each agency on map listings, 55% above the U.S. figure of $1.3M.

Lincoln County has 10 insurance agencies on map listings as of September 2026. 5 of them (50%) are chain locations, against 21% across the U.S. That is 12.0 per 10,000 households, 23% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Lincoln County was 13 in 2023. That is one for every 640 households, against one for every 966 across the U.S.

Population estimates show Lincoln County grew 7.8% from 2020 to 2025, faster than the U.S. (+3.1%). Lincoln County scores 58 (upper middle) on the Groundwork market score for insurance agencies, ranking #838 of 2,272 scored counties and #2 of 15 scored counties in Wyoming.

How Lincoln County compares

The same measures for Wyoming and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Lincoln County, WY compared with Wyoming and the U.S.
MeasureLincoln CountyWyomingU.S.
Listings per 10k households12.017.415.6
Spending per listing$1.9M$1.2M$1.3M
Households per official establishment640709966
Official establishment growth, 2019–2023n/a+5.2%−1.0%
Population growth, 2020–2025+7.8%+1.9%+3.1%
Spending per household on vehicle insurance$2,331$2,133$1,957
Median household income$89,330$76,176$80,734
Groundwork market score5839

Official counts and lending

Businesses

Official establishments, 2019 to 2023
8 → 13
Employees, 2023
26
Annual payroll, 2023
$1.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
105 chain locations
Listings at the U.S. rate for this spending
16The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Lincoln County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lincoln County

Population, 2025 estimate
21,180+7.8% since 2020
Households
8,324
Median age
42.7
Homes lived in by their owners
77%
Vehicles per household
2.4
Land area
4,075 sq. mi.
People per square mile
5
Median household income
$89,330+33.4% vs. 2015–2019, before inflation
Average household income
$107,360
Median home value
$372,600
Jobs located here
7,080
Daytime population
19,467Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lincoln County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Wyoming

Every Wyoming market ranked →

The highest-scoring counties in Wyoming for insurance agencies, numbered among those based in Wyoming, with Lincoln County marked.

Top counties in Wyoming

Counties in Wyoming ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Big Horn County, WY66613.5$1.8M+4.7%#593 of 2,272
2Lincoln County, WY581012.0$1.9M+7.8%#838 of 2,272
3Albany County, WY551911.1$1.8M+3.9%#945 of 2,272
4Uinta County, WY52911.7$2M+1.3%#1,035 of 2,272
5Campbell County, WY523016.7$1.4M+2.1%#1,051 of 2,272
6Converse County, WY501017.3$1.3M+0.6%#1,120 of 2,272
7Park County, WY412418.0$1.2M+5.1%#1,427 of 2,272
8Teton County, WY371212.2$1.7M−0.2%#1,562 of 2,272
9Sheridan County, WY352719.5$1.1M+7.2%#1,657 of 2,272
10Sweetwater County, WY333318.9$1.2M−2.2%#1,712 of 2,272

Other business types in Lincoln County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Lincoln County, WY?

Map listings as of September 2026 show 10 insurance agencies in Lincoln County. 5 of them (50%) are chain locations. The listings count insurance agencies. Official counts show 13 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Lincoln County, WY spend on vehicle insurance?

About $19.4M a year, or $2,331 per household. That is 19% above the U.S. average (an index of 119, where 100 is the U.S. average). Spread across the 10 insurance agencies on map listings, it comes to $1.9M per agency. It is estimated from the incomes of the 8,324 households in Lincoln County and national spending patterns by income.

How does Lincoln County, WY compare with the U.S. for insurance agencies?

Lincoln County has 12.0 insurance agencies per 10,000 households, 23% below the U.S. rate of 15.6. Spending per agency is $1.9M, 55% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Lincoln County would have about 16, against 10 on map listings. There is one business with payroll in the industry for every 640 households, against one for every 966 across the U.S.

How fast is Lincoln County, WY growing?

Population estimates put Lincoln County at 21,180 people in 2025, up 7.8% since 2020, faster than the U.S. (+3.1%). It has 8,324 households. Median household income in Lincoln County is $89,330, 11% above the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 33.4%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lincoln County scores 58 for insurance agencies (upper middle), #838 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lincoln County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Lincoln County

Screening a site or an acquisition in Lincoln County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lincoln County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.