Groundwork

Auto · County · Wyoming

Insurance agencies in Carbon County, WY

Competitor counts, household spending and official business counts for insurance agencies in Carbon County, WY, set against other counties and the U.S.

Groundwork market score · out of 100

Score 32 out of 100: Lower middle

Ranked #1,738 of 2,272 scored counties
#12 of 15 scored counties in Wyoming

Listings
11
5 chain locations (45%)
Official establishments
7
Businesses with payroll, 2023
Household spending a year
$13.5M
On vehicle insurance · $2,201 a household
Spending per listing
$1.2M
3% below the U.S.
Listings per 10k households
18.0
15% above the U.S.
Population, 2025
14,013
−3.4% since 2020

See the insurance agencies around any address in Carbon County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Carbon County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

For insurance agencies, Carbon County has a Groundwork market score of 32 (lower middle): #1,738 of 2,272 scored counties and #12 of 15 scored counties in Wyoming. That puts it in the bottom quarter of counties.

Household spending on vehicle insurance in Carbon County comes to about $13.5M a year: $2,201 per household, 12% above the U.S. average. That works out to $1.2M per agency, 3% below the U.S. figure of $1.3M.

There are 11 insurance agencies on map listings in Carbon County as of September 2026. Of those, 5 are chain locations, or 45%, against 21% across the U.S. That comes to 18.0 for every 10,000 households, 15% above the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Carbon County was 7 in 2023. That is one for every 874 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $20K has gone to businesses classed as insurance agencies and brokerages in Carbon County. Between 2020 and 2025, the population of Carbon County declined 3.4%, against +3.1% for the U.S.

How Carbon County compares

The same measures for Wyoming and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Carbon County, WY compared with Wyoming and the U.S.
MeasureCarbon CountyWyomingU.S.
Listings per 10k households18.017.415.6
Spending per listing$1.2M$1.2M$1.3M
Households per official establishment874709966
Official establishment growth, 2019–2023n/a+5.2%−1.0%
Population growth, 2020–2025−3.4%+1.9%+3.1%
Spending per household on vehicle insurance$2,201$2,133$1,957
Median household income$70,511$76,176$80,734
Groundwork market score3239

Official counts and lending

Businesses

Official establishments, 2019 to 2023
7 → 7
Employees, 2023
14
Annual payroll, 2023
$627K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
115 chain locations
Listings at the U.S. rate for this spending
11The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$20K

SBA-backed loans to businesses classed as insurance agencies and brokerages in Carbon County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Carbon County

Population, 2025 estimate
14,013−3.4% since 2020
Households
6,116
Median age
41.3
Homes lived in by their owners
76%
Vehicles per household
2.3
Land area
7,898 sq. mi.
People per square mile
2
Median household income
$70,511+17.2% vs. 2015–2019, before inflation
Average household income
$89,259
Median home value
$222,700
Jobs located here
6,074
Daytime population
14,358Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Carbon County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Carbon County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Wyoming

Every Wyoming market ranked →

The highest-scoring counties in Wyoming for insurance agencies, numbered among those based in Wyoming, with Carbon County marked.

Top counties in Wyoming

Counties in Wyoming ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Big Horn County, WY66613.5$1.8M+4.7%#593 of 2,272
2Lincoln County, WY581012.0$1.9M+7.8%#838 of 2,272
3Albany County, WY551911.1$1.8M+3.9%#945 of 2,272
4Uinta County, WY52911.7$2M+1.3%#1,035 of 2,272
5Campbell County, WY523016.7$1.4M+2.1%#1,051 of 2,272
6Converse County, WY501017.3$1.3M+0.6%#1,120 of 2,272
7Park County, WY412418.0$1.2M+5.1%#1,427 of 2,272
8Teton County, WY371212.2$1.7M−0.2%#1,562 of 2,272
9Sheridan County, WY352719.5$1.1M+7.2%#1,657 of 2,272
10Sweetwater County, WY333318.9$1.2M−2.2%#1,712 of 2,272
12Carbon County, WY321118.0$1.2M−3.4%#1,738 of 2,272

Other business types in Carbon County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Carbon County, WY?

As of September 2026, map listings count 11 insurance agencies in Carbon County. 5 of them (45%) are chain locations. The listings count insurance agencies. Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Carbon County, WY spend on vehicle insurance?

About $13.5M a year, or $2,201 per household. That is 12% above the U.S. average (an index of 112, where 100 is the U.S. average). Spread across the 11 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 6,116 households in Carbon County and national spending patterns by income.

How does Carbon County, WY compare with the U.S. for insurance agencies?

Carbon County has 18.0 insurance agencies per 10,000 households, 15% above the U.S. rate of 15.6. Spending per agency is $1.2M, 3% below the U.S. figure of $1.3M. The count on map listings matches the U.S. ratio of insurance agencies to household spending. There is one business with payroll in the industry for every 874 households, against one for every 966 across the U.S.

How fast is Carbon County, WY growing?

Population estimates put Carbon County at 14,013 people in 2025, down 3.4% since 2020, against +3.1% for the U.S. It has 6,116 households. Median household income in Carbon County is $70,511, 13% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 17.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Carbon County scores 32 for insurance agencies (lower middle), #1,738 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Carbon County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Carbon County

Screening a site or an acquisition in Carbon County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Carbon County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.