Auto · County · West Virginia
Insurance agencies in McDowell County, WV
How McDowell County, WV compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score
Not scored
The score needs at least 5 listings; this market has 4.
- Listings
- 4
- 1 chain location (25%)
- Official establishments
- 4
- Businesses with payroll, 2023
- Household spending a year
- $13.5M
- On vehicle insurance · $2,094 a household
- Spending per listing
- $3.4M
- 2.7 times the U.S.
- Listings per 10k households
- 6.2
- 60% below the U.S.
- Population, 2025
- 16,878
- −10.9% since 2020
See the insurance agencies around any address in McDowell County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of McDowell County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Household spending on vehicle insurance in McDowell County comes to about $13.5M a year: $2,094 per household, 7% above the U.S. average. Spread across 4 insurance agencies, that is $3.4M per agency, 2.7 times the U.S. figure of $1.3M.
McDowell County has 4 insurance agencies on map listings as of September 2026. That is 6.2 per 10,000 households, 60% below the U.S. rate of 15.6.
Official counts show 4 businesses with payroll classed as insurance agencies and brokerages in McDowell County in 2023. That is one for every 1,617 households, against one for every 966 across the U.S.
Population estimates put the population change in McDowell County from 2020 to 2025 at −10.9%, against +3.1% for the U.S. With 4 insurance agencies on map listings, McDowell County isn’t given a market score: the score needs at least 5, since one listing more or less would swing it.
How McDowell County compares
The same measures for West Virginia and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | McDowell County | West Virginia | U.S. |
|---|---|---|---|
| Listings per 10k households | 6.2 | 14.2 | 15.6 |
| Spending per listing | $3.4M | $1.6M | $1.3M |
| Households per official establishment | 1,617 | 1,144 | 966 |
| Official establishment growth, 2019–2023 | n/a | −0.9% | −1.0% |
| Population growth, 2020–2025 | −10.9% | −1.4% | +3.1% |
| Spending per household on vehicle insurance | $2,094 | $2,331 | $1,957 |
| Median household income | $31,559 | $59,608 | $80,734 |
| Groundwork market score | Not scored | 61 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 5 → 4
- Employees, 2023
- 16
- Annual payroll, 2023
- $795K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 41 chain location
- Listings at the U.S. rate for this spending
- 11The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in McDowell County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in McDowell County
- Population, 2025 estimate
- 16,878−10.9% since 2020
- Households
- 6,467
- Median age
- 42.5
- Homes lived in by their owners
- 77%
- Vehicles per household
- 1.6
- Land area
- 534 sq. mi.
- People per square mile
- 34
- Median household income
- $31,559+14.0% vs. 2015–2019, before inflation
- Average household income
- $43,863
- Median home value
- $50,000
- Jobs located here
- 3,064
- Daytime population
- 16,847Residents who don’t work, plus everyone whose job is here
Looking at a specific site in McDowell County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of McDowell County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across West Virginia
Every West Virginia market ranked →The highest-scoring counties in West Virginia for insurance agencies, numbered among those based in West Virginia, with McDowell County marked.
Top counties in West Virginia
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Berkeley County, WV | 92 | 41 | 8.0 | $3.4M | +13.7% | #32 of 2,272 |
| 2Morgan County, WV | 92 | 7 | 9.5 | $3M | +5.5% | #36 of 2,272 |
| 3Jefferson County, WV | 86 | 28 | 12.3 | $2.3M | +9.2% | #118 of 2,272 |
| 4Hampshire County, WV | 79 | 11 | 12.7 | $2.1M | +4.4% | #251 of 2,272 |
| 5Preston County, WV | 75 | 9 | 7.0 | $3.6M | −0.6% | #327 of 2,272 |
| 6Mineral County, WV | 70 | 12 | 10.8 | $2.3M | −0.4% | #462 of 2,272 |
| 7Wyoming County, WV | 69 | 5 | 6.2 | $3.9M | −7.1% | #485 of 2,272 |
| 8Lincoln County, WV | 67 | 6 | 7.8 | $2.9M | −5.8% | #537 of 2,272 |
| 9Mason County, WV | 67 | 10 | 9.8 | $2.6M | −2.7% | #546 of 2,272 |
| 10Wayne County, WV | 67 | 14 | 8.9 | $2.6M | −4.0% | #547 of 2,272 |
| McDowell County, WV | Not scored | 4 | 6.2 | $3.4M | −10.9% |
Other business types in McDowell County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in McDowell County, WV?
Map listings as of September 2026 show 4 insurance agencies in McDowell County. The listings count insurance agencies. Official counts show 4 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in McDowell County, WV spend on vehicle insurance?
About $13.5M a year, or $2,094 per household. That is 7% above the U.S. average (an index of 107, where 100 is the U.S. average). Spread across the 4 insurance agencies on map listings, it comes to $3.4M per agency. It is estimated from the incomes of the 6,467 households in McDowell County and national spending patterns by income.
How does McDowell County, WV compare with the U.S. for insurance agencies?
McDowell County has 6.2 insurance agencies per 10,000 households, 60% below the U.S. rate of 15.6. Spending per agency is $3.4M, 2.7 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, McDowell County would have about 11, against 4 on map listings. There is one business with payroll in the industry for every 1,617 households, against one for every 966 across the U.S.
How fast is McDowell County, WV growing?
Population estimates put McDowell County at 16,878 people in 2025, down 10.9% since 2020, against +3.1% for the U.S. It has 6,467 households. Median household income in McDowell County is $31,559, 61% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 14.0%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. McDowell County has no market score for insurance agencies: the score needs at least 5 on map listings, and it has 4.
How can I see the market around a specific site?
Run a Groundwork site report on an address in McDowell County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in McDowell County
Screening a site or an acquisition in McDowell County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of McDowell County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.