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Insurance agencies in Tipton County, TN

How Tipton County, TN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 84 out of 100: High

Ranked #144 of 2,272 scored counties
#27 of 81 scored counties in Tennessee

Listings
24
7 chain locations (29%)
Official establishments
12
Businesses with payroll, 2023
Household spending a year
$64.6M
On vehicle insurance · $2,849 a household
Spending per listing
$2.7M
2.1 times the U.S.
Listings per 10k households
10.6
32% below the U.S.
Population, 2025
62,287
+2.0% since 2020

See the insurance agencies around any address in Tipton County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Tipton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in Tipton County is 84 (high), #144 of 2,272 scored counties and #27 of 81 scored counties in Tennessee. That puts it in the top 10% of counties for insurance agencies.

Map listings as of September 2026 show 24 insurance agencies in Tipton County. Chain locations make up 29% of them, against 21% across the U.S. That is 10.6 per 10,000 households, 32% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Tipton County comes to about $64.6M a year: $2,849 per household, 46% above the U.S. average. Spread across 24 insurance agencies, that is $2.7M per agency, 2.1 times the U.S. figure of $1.3M.

Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in Tipton County in 2023. That is one for every 1,888 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Tipton County grew 2.0%, slower than the U.S. (+3.1%).

How Tipton County compares

The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Tipton County, TN compared with Tennessee and the U.S.
MeasureTipton CountyTennesseeU.S.
Listings per 10k households10.616.215.6
Spending per listing$2.7M$1.6M$1.3M
Households per official establishment1,8881,101966
Official establishment growth, 2019–2023n/a+0.2%−1.0%
Population growth, 2020–2025+2.0%+5.6%+3.1%
Spending per household on vehicle insurance$2,849$2,597$1,957
Median household income$74,127$69,595$80,734
Groundwork market score8478

Official counts and lending

Businesses

Official establishments, 2019 to 2023
13 → 12
Employees, 2023
53
Annual payroll, 2023
$4.6M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
247 chain locations
Listings at the U.S. rate for this spending
51The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Tipton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Tipton County

Population, 2025 estimate
62,287+2.0% since 2020
Households
22,660
Median age
39.3
Homes lived in by their owners
76%
Vehicles per household
2.1
Land area
456 sq. mi.
People per square mile
135
Median household income
$74,127+20.9% vs. 2015–2019, before inflation
Average household income
$90,496
Median home value
$240,600
Jobs located here
12,179
Daytime population
46,409Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Tipton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Tipton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Tipton County marked.

Top counties in Tennessee

Counties in Tennessee ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Union County, TN9756.3$4.9M+8.1%#4 of 2,272
2Grainger County, TN9666.2$4.7M+9.2%#8 of 2,272
3Marshall County, TN9564.4$6.6M+10.5%#12 of 2,272
4Hickman County, TN9477.4$4.2M+5.0%#24 of 2,272
5Smith County, TN9356.3$4.7M+5.1%#26 of 2,272
6Loudon County, TN932410.0$3M+15.6%#28 of 2,272
7Jefferson County, TN92209.2$3.1M+9.3%#34 of 2,272
8Marion County, TN9186.7$4.3M+3.2%#41 of 2,272
9Cheatham County, TN91127.4$4.2M+4.1%#42 of 2,272
10Hawkins County, TN91198.1$3.5M+5.0%#46 of 2,272
27Tipton County, TN842410.6$2.7M+2.0%#144 of 2,272

Other business types in Tipton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Tipton County, TN?

There are 24 insurance agencies on map listings in Tipton County as of September 2026. 7 of them (29%) are chain locations. The listings count insurance agencies. Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Tipton County, TN spend on vehicle insurance?

About $64.6M a year, or $2,849 per household. That is 46% above the U.S. average (an index of 146, where 100 is the U.S. average). Spread across the 24 insurance agencies on map listings, it comes to $2.7M per agency. It is estimated from the incomes of the 22,660 households in Tipton County and national spending patterns by income.

How does Tipton County, TN compare with the U.S. for insurance agencies?

Tipton County has 10.6 insurance agencies per 10,000 households, 32% below the U.S. rate of 15.6. Spending per agency is $2.7M, 2.1 times the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Tipton County would have about 51, against 24 on map listings. There is one business with payroll in the industry for every 1,888 households, against one for every 966 across the U.S.

How fast is Tipton County, TN growing?

Population estimates put Tipton County at 62,287 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 22,660 households. The median household income in Tipton County is $74,127 a year, 8% below the U.S. median of $80,734. That rose 20.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Tipton County scores 84 for insurance agencies (high), #144 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Tipton County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Tipton County

Screening a site or an acquisition in Tipton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Tipton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.