Groundwork

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Insurance agencies in Lake County, TN

How Lake County, TN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
2
2 chain locations (100%)
Official establishments
n/a
Fewer than 3, or not published
Household spending a year
$3.9M
On vehicle insurance · $1,891 a household
Spending per listing
$2M
Too few listings to compare
Listings per 10k households
9.7
Too few listings to compare
Population, 2025
6,249
−10.6% since 2020

See the insurance agencies around any address in Lake County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lake County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 2 insurance agencies in Lake County. That is 9.7 per 10,000 households.

Household spending on vehicle insurance in Lake County comes to about $3.9M a year: $1,891 per household, 3% below the U.S. average. That works out to $2M per agency.

There is no official count of businesses with payroll classed as insurance agencies and brokerages in Lake County: counts under 3 aren’t published.

Between 2020 and 2025, the population of Lake County declined 10.6%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Lake County compares

The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Lake County, TN compared with Tennessee and the U.S.
MeasureLake CountyTennesseeU.S.
Listings per 10k households9.716.215.6
Spending per listing$2M$1.6M$1.3M
Households per official establishmentn/a1,101966
Official establishment growth, 2019–2023n/a+0.2%−1.0%
Population growth, 2020–2025−10.6%+5.6%+3.1%
Spending per household on vehicle insurance$1,891$2,597$1,957
Median household income$28,814$69,595$80,734
Groundwork market scoreNot scored78

Official counts and lending

Businesses

Official establishments, 2019 to 2023
n/a
Employees, 2023
n/a
Annual payroll, 2023
n/a
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
22 chain locations
Listings at the U.S. rate for this spending
3The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Lake County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lake County

Population, 2025 estimate
6,249−10.6% since 2020
Households
2,067
Median age
41.3
Homes lived in by their owners
48%
Vehicles per household
1.5
Land area
166 sq. mi.
People per square mile
40
Median household income
$28,814
Average household income
$49,017
Median home value
$97,900
Jobs located here
1,321
Daytime population
5,762Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lake County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Lake County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Lake County marked.

Top counties in Tennessee

Counties in Tennessee ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Union County, TN9756.3$4.9M+8.1%#4 of 2,272
2Grainger County, TN9666.2$4.7M+9.2%#8 of 2,272
3Marshall County, TN9564.4$6.6M+10.5%#12 of 2,272
4Hickman County, TN9477.4$4.2M+5.0%#24 of 2,272
5Smith County, TN9356.3$4.7M+5.1%#26 of 2,272
6Loudon County, TN932410.0$3M+15.6%#28 of 2,272
7Jefferson County, TN92209.2$3.1M+9.3%#34 of 2,272
8Marion County, TN9186.7$4.3M+3.2%#41 of 2,272
9Cheatham County, TN91127.4$4.2M+4.1%#42 of 2,272
10Hawkins County, TN91198.1$3.5M+5.0%#46 of 2,272
Lake County, TNNot scored29.7$2M−10.6%

Other business types in Lake County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Lake County, TN?

Lake County has 2 insurance agencies on map listings as of September 2026. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Lake County: counts under 3 are left out.

How much do households in Lake County, TN spend on vehicle insurance?

About $3.9M a year, or $1,891 per household. That is 3% below the U.S. average (an index of 97, where 100 is the U.S. average). Spread across the 2 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 2,067 households in Lake County and national spending patterns by income.

How does Lake County, TN compare with the U.S. for insurance agencies?

Lake County has 2 insurance agencies on map listings, too few for a steady comparison with the U.S. rate. At the national ratio of insurance agencies to household spending, Lake County would have about 3, against 2 on map listings.

How fast is Lake County, TN growing?

Population estimates put Lake County at 6,249 people in 2025, down 10.6% since 2020, against +3.1% for the U.S. It has 2,067 households. The median household income in Lake County is $28,814 a year, 64% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lake County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Lake County

Screening a site or an acquisition in Lake County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lake County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.