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Insurance agencies in Humphreys County, TN

How Humphreys County, TN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 82 out of 100: High

Ranked #185 of 2,272 scored counties
#32 of 81 scored counties in Tennessee

Listings
9
3 chain locations (33%)
Official establishments
5
Businesses with payroll, 2023
Household spending a year
$21.3M
On vehicle insurance · $2,941 a household
Spending per listing
$2.4M
88% above the U.S.
Listings per 10k households
12.4
21% below the U.S.
Population, 2025
19,646
+3.4% since 2020

See the insurance agencies around any address in Humphreys County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Humphreys County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for insurance agencies in Humphreys County is 82 (high), #185 of 2,272 scored counties and #32 of 81 scored counties in Tennessee. That puts it in the top 10% of counties for insurance agencies.

Households in Humphreys County spend about $21.3M a year on vehicle insurance, or $2,941 per household, 50% above the U.S. average. Spread across 9 insurance agencies, that is $2.4M per agency, 88% above the U.S. figure of $1.3M.

There are 9 insurance agencies on map listings in Humphreys County as of September 2026. Chain locations make up 33% of them, against 21% across the U.S. That is 12.4 per 10,000 households, 21% below the U.S. rate of 15.6.

Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in Humphreys County in 2023. That is one for every 1,448 households, against one for every 966 across the U.S. Between 2020 and 2025, the population of Humphreys County grew 3.4%, in step with the U.S. (+3.1%).

How Humphreys County compares

The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Humphreys County, TN compared with Tennessee and the U.S.
MeasureHumphreys CountyTennesseeU.S.
Listings per 10k households12.416.215.6
Spending per listing$2.4M$1.6M$1.3M
Households per official establishment1,4481,101966
Official establishment growth, 2019–2023n/a+0.2%−1.0%
Population growth, 2020–2025+3.4%+5.6%+3.1%
Spending per household on vehicle insurance$2,941$2,597$1,957
Median household income$60,616$69,595$80,734
Groundwork market score8278

Official counts and lending

Businesses

Official establishments, 2019 to 2023
5 → 5
Employees, 2023
22
Annual payroll, 2023
$3.2M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
93 chain locations
Listings at the U.S. rate for this spending
17The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Humphreys County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Humphreys County

Population, 2025 estimate
19,646+3.4% since 2020
Households
7,241
Median age
44.0
Homes lived in by their owners
78%
Vehicles per household
2.2
Land area
531 sq. mi.
People per square mile
36
Median household income
$60,616+32.7% vs. 2015–2019, before inflation
Average household income
$78,659
Median home value
$193,400
Jobs located here
5,842
Daytime population
17,857Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Humphreys County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Humphreys County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Humphreys County marked.

Top counties in Tennessee

Counties in Tennessee ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Union County, TN9756.3$4.9M+8.1%#4 of 2,272
2Grainger County, TN9666.2$4.7M+9.2%#8 of 2,272
3Marshall County, TN9564.4$6.6M+10.5%#12 of 2,272
4Hickman County, TN9477.4$4.2M+5.0%#24 of 2,272
5Smith County, TN9356.3$4.7M+5.1%#26 of 2,272
6Loudon County, TN932410.0$3M+15.6%#28 of 2,272
7Jefferson County, TN92209.2$3.1M+9.3%#34 of 2,272
8Marion County, TN9186.7$4.3M+3.2%#41 of 2,272
9Cheatham County, TN91127.4$4.2M+4.1%#42 of 2,272
10Hawkins County, TN91198.1$3.5M+5.0%#46 of 2,272
32Humphreys County, TN82912.4$2.4M+3.4%#185 of 2,272

Other business types in Humphreys County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Humphreys County, TN?

As of September 2026, map listings count 9 insurance agencies in Humphreys County. 3 of them (33%) are chain locations. The listings count insurance agencies. Official counts show 5 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Humphreys County, TN spend on vehicle insurance?

About $21.3M a year, or $2,941 per household. That is 50% above the U.S. average (an index of 150, where 100 is the U.S. average). Spread across the 9 insurance agencies on map listings, it comes to $2.4M per agency. It is estimated from the incomes of the 7,241 households in Humphreys County and national spending patterns by income.

How does Humphreys County, TN compare with the U.S. for insurance agencies?

Humphreys County has 12.4 insurance agencies per 10,000 households, 21% below the U.S. rate of 15.6. Spending per agency is $2.4M, 88% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Humphreys County would have about 17, against 9 on map listings. There is one business with payroll in the industry for every 1,448 households, against one for every 966 across the U.S.

How fast is Humphreys County, TN growing?

Population estimates put Humphreys County at 19,646 people in 2025, up 3.4% since 2020, in step with the U.S. (+3.1%). It has 7,241 households. Median household income in Humphreys County is $60,616, 25% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 32.7%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Humphreys County scores 82 for insurance agencies (high), #185 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Humphreys County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Humphreys County

Screening a site or an acquisition in Humphreys County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Humphreys County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.