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Insurance agencies in Giles County, TN

How Giles County, TN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 73 out of 100: Upper middle

Ranked #382 of 2,272 scored counties
#52 of 81 scored counties in Tennessee

Listings
15
5 chain locations (33%)
Official establishments
12
Businesses with payroll, 2023
Household spending a year
$34.6M
On vehicle insurance · $2,867 a household
Spending per listing
$2.3M
84% above the U.S.
Listings per 10k households
12.4
21% below the U.S.
Population, 2025
31,433
+3.6% since 2020

See the insurance agencies around any address in Giles County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Giles County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 15 insurance agencies in Giles County. 5 of them (33%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 12.4, 21% below the U.S. rate of 15.6.

At $2,867 per household (46% above the U.S. average), households in Giles County spend about $34.6M a year on vehicle insurance. Spread across 15 insurance agencies, that is $2.3M per agency, 84% above the U.S. figure of $1.3M.

Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in Giles County in 2023. That is one for every 1,005 households, against one for every 966 across the U.S.

Population estimates put the population change in Giles County from 2020 to 2025 at +3.6%, faster than the U.S. (+3.1%). For insurance agencies, Giles County has a Groundwork market score of 73 (upper middle): #382 of 2,272 scored counties and #52 of 81 scored counties in Tennessee. That puts it in the top quarter of counties.

How Giles County compares

The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Giles County, TN compared with Tennessee and the U.S.
MeasureGiles CountyTennesseeU.S.
Listings per 10k households12.416.215.6
Spending per listing$2.3M$1.6M$1.3M
Households per official establishment1,0051,101966
Official establishment growth, 2019–2023n/a+0.2%−1.0%
Population growth, 2020–2025+3.6%+5.6%+3.1%
Spending per household on vehicle insurance$2,867$2,597$1,957
Median household income$62,307$69,595$80,734
Groundwork market score7378

Official counts and lending

Businesses

Official establishments, 2019 to 2023
11 → 12
Employees, 2023
40
Annual payroll, 2023
$1.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
155 chain locations
Listings at the U.S. rate for this spending
28The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Giles County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Giles County

Population, 2025 estimate
31,433+3.6% since 2020
Households
12,058
Median age
43.3
Homes lived in by their owners
73%
Vehicles per household
2.2
Land area
611 sq. mi.
People per square mile
50
Median household income
$62,307+25.6% vs. 2015–2019, before inflation
Average household income
$87,585
Median home value
$234,300
Jobs located here
9,850
Daytime population
27,442Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Giles County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Giles County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Giles County marked.

Top counties in Tennessee

Counties in Tennessee ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Union County, TN9756.3$4.9M+8.1%#4 of 2,272
2Grainger County, TN9666.2$4.7M+9.2%#8 of 2,272
3Marshall County, TN9564.4$6.6M+10.5%#12 of 2,272
4Hickman County, TN9477.4$4.2M+5.0%#24 of 2,272
5Smith County, TN9356.3$4.7M+5.1%#26 of 2,272
6Loudon County, TN932410.0$3M+15.6%#28 of 2,272
7Jefferson County, TN92209.2$3.1M+9.3%#34 of 2,272
8Marion County, TN9186.7$4.3M+3.2%#41 of 2,272
9Cheatham County, TN91127.4$4.2M+4.1%#42 of 2,272
10Hawkins County, TN91198.1$3.5M+5.0%#46 of 2,272
52Giles County, TN731512.4$2.3M+3.6%#382 of 2,272

Other business types in Giles County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Giles County, TN?

Giles County has 15 insurance agencies on map listings as of September 2026. 5 of them (33%) are chain locations. The listings count insurance agencies. Official counts show 12 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Giles County, TN spend on vehicle insurance?

About $34.6M a year, or $2,867 per household. That is 46% above the U.S. average (an index of 146, where 100 is the U.S. average). Spread across the 15 insurance agencies on map listings, it comes to $2.3M per agency. It is estimated from the incomes of the 12,058 households in Giles County and national spending patterns by income.

How does Giles County, TN compare with the U.S. for insurance agencies?

Giles County has 12.4 insurance agencies per 10,000 households, 21% below the U.S. rate of 15.6. Spending per agency is $2.3M, 84% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Giles County would have about 28, against 15 on map listings. There is one business with payroll in the industry for every 1,005 households, against one for every 966 across the U.S.

How fast is Giles County, TN growing?

Population estimates put Giles County at 31,433 people in 2025, up 3.6% since 2020, faster than the U.S. (+3.1%). It has 12,058 households. The median household income in Giles County is $62,307 a year, 23% below the U.S. median of $80,734. That rose 25.6% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Giles County scores 73 for insurance agencies (upper middle), #382 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Giles County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Giles County

Screening a site or an acquisition in Giles County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Giles County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.