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Insurance agencies in Benton County, TN

How Benton County, TN compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.

Groundwork market score · out of 100

Score 65 out of 100: Upper middle

Ranked #623 of 2,272 scored counties
#64 of 81 scored counties in Tennessee

Listings
10
5 chain locations (50%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$18.3M
On vehicle insurance · $2,572 a household
Spending per listing
$1.8M
46% above the U.S.
Listings per 10k households
14.0
10% below the U.S.
Population, 2025
16,183
+2.1% since 2020

See the insurance agencies around any address in Benton County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Benton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $2,572 per household (31% above the U.S. average), households in Benton County spend about $18.3M a year on vehicle insurance. That works out to $1.8M per agency, 46% above the U.S. figure of $1.3M.

There are 10 insurance agencies on map listings in Benton County as of September 2026. Chain locations make up 50% of them, against 21% across the U.S. Per 10,000 households, that is 14.0, 10% below the U.S. rate of 15.6.

In 2023, official counts showed 6 businesses with payroll in Benton County classed as insurance agencies and brokerages. That is one for every 1,187 households, against one for every 966 across the U.S.

Population estimates put the population change in Benton County from 2020 to 2025 at +2.1%, slower than the U.S. (+3.1%). For insurance agencies, Benton County has a Groundwork market score of 65 (upper middle): #623 of 2,272 scored counties and #64 of 81 scored counties in Tennessee.

How Benton County compares

The same measures for Tennessee and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Benton County, TN compared with Tennessee and the U.S.
MeasureBenton CountyTennesseeU.S.
Listings per 10k households14.016.215.6
Spending per listing$1.8M$1.6M$1.3M
Households per official establishment1,1871,101966
Official establishment growth, 2019–2023n/a+0.2%−1.0%
Population growth, 2020–2025+2.1%+5.6%+3.1%
Spending per household on vehicle insurance$2,572$2,597$1,957
Median household income$51,746$69,595$80,734
Groundwork market score6578

Official counts and lending

Businesses

Official establishments, 2019 to 2023
10 → 6
Employees, 2023
17
Annual payroll, 2023
$857K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
105 chain locations
Listings at the U.S. rate for this spending
15The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Benton County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Benton County

Population, 2025 estimate
16,183+2.1% since 2020
Households
7,121
Median age
46.8
Homes lived in by their owners
75%
Vehicles per household
1.9
Land area
394 sq. mi.
People per square mile
41
Median household income
$51,746+38.0% vs. 2015–2019, before inflation
Average household income
$65,813
Median home value
$153,600
Jobs located here
4,112
Daytime population
14,048Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Benton County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Benton County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Tennessee

Every Tennessee market ranked →

The highest-scoring counties in Tennessee for insurance agencies, numbered among those based in Tennessee, with Benton County marked.

Top counties in Tennessee

Counties in Tennessee ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Union County, TN9756.3$4.9M+8.1%#4 of 2,272
2Grainger County, TN9666.2$4.7M+9.2%#8 of 2,272
3Marshall County, TN9564.4$6.6M+10.5%#12 of 2,272
4Hickman County, TN9477.4$4.2M+5.0%#24 of 2,272
5Smith County, TN9356.3$4.7M+5.1%#26 of 2,272
6Loudon County, TN932410.0$3M+15.6%#28 of 2,272
7Jefferson County, TN92209.2$3.1M+9.3%#34 of 2,272
8Marion County, TN9186.7$4.3M+3.2%#41 of 2,272
9Cheatham County, TN91127.4$4.2M+4.1%#42 of 2,272
10Hawkins County, TN91198.1$3.5M+5.0%#46 of 2,272
64Benton County, TN651014.0$1.8M+2.1%#623 of 2,272

Other business types in Benton County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Benton County, TN?

As of September 2026, map listings count 10 insurance agencies in Benton County. 5 of them (50%) are chain locations. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Benton County, TN spend on vehicle insurance?

About $18.3M a year, or $2,572 per household. That is 31% above the U.S. average (an index of 131, where 100 is the U.S. average). Spread across the 10 insurance agencies on map listings, it comes to $1.8M per agency. It is estimated from the incomes of the 7,121 households in Benton County and national spending patterns by income.

How does Benton County, TN compare with the U.S. for insurance agencies?

Benton County has 14.0 insurance agencies per 10,000 households, 10% below the U.S. rate of 15.6. Spending per agency is $1.8M, 46% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Benton County would have about 15, against 10 on map listings. There is one business with payroll in the industry for every 1,187 households, against one for every 966 across the U.S.

How fast is Benton County, TN growing?

Population estimates put Benton County at 16,183 people in 2025, up 2.1% since 2020, slower than the U.S. (+3.1%). It has 7,121 households. Median household income in Benton County is $51,746, 36% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 38.0%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Benton County scores 65 for insurance agencies (upper middle), #623 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Benton County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Benton County

Screening a site or an acquisition in Benton County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Benton County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.