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Insurance agencies in Clarion County, PA

The insurance agencies in Clarion County, PA, the household spending behind them and how the market ranks against other counties.

Groundwork market score · out of 100

Score 40 out of 100: Lower middle

Ranked #1,474 of 2,272 scored counties
#35 of 64 scored counties in Pennsylvania

Listings
23
7 chain locations (30%)
Official establishments
6
Businesses with payroll, 2023
Household spending a year
$25.1M
On vehicle insurance · $1,665 a household
Spending per listing
$1.1M
13% below the U.S.
Listings per 10k households
15.3
2% below the U.S.
Population, 2025
36,680
−1.4% since 2020

See the insurance agencies around any address in Clarion County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clarion County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Household spending on vehicle insurance in Clarion County comes to about $25.1M a year: $1,665 per household, 15% below the U.S. average. That works out to $1.1M per agency, 13% below the U.S. figure of $1.3M.

Clarion County has 23 insurance agencies on map listings as of September 2026. 7 of them (30%) are chain locations, against 21% across the U.S. That is 15.3 per 10,000 households, 2% below the U.S. rate of 15.6.

Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in Clarion County in 2023. That is one for every 2,508 households, against one for every 966 across the U.S.

Population estimates show Clarion County declined 1.4% from 2020 to 2025, against +3.1% for the U.S. The Groundwork market score for insurance agencies in Clarion County is 40 (lower middle), #1,474 of 2,272 scored counties and #35 of 64 scored counties in Pennsylvania.

How Clarion County compares

The same measures for Pennsylvania and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Clarion County, PA compared with Pennsylvania and the U.S.
MeasureClarion CountyPennsylvaniaU.S.
Listings per 10k households15.313.415.6
Spending per listing$1.1M$1.1M$1.3M
Households per official establishment2,5081,105966
Official establishment growth, 2019–2023n/a−5.1%−1.0%
Population growth, 2020–2025−1.4%+0.5%+3.1%
Spending per household on vehicle insurance$1,665$1,514$1,957
Median household income$62,649$77,971$80,734
Groundwork market score4031

Official counts and lending

Businesses

Official establishments, 2019 to 2023
8 → 6
Employees, 2023
60
Annual payroll, 2023
$3.8M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
237 chain locations
Listings at the U.S. rate for this spending
20The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Clarion County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Clarion County

Population, 2025 estimate
36,680−1.4% since 2020
Households
15,049
Median age
42.3
Homes lived in by their owners
72%
Vehicles per household
1.9
Land area
601 sq. mi.
People per square mile
62
Median household income
$62,649+34.2% vs. 2015–2019, before inflation
Average household income
$78,991
Median home value
$155,700
Jobs located here
11,958
Daytime population
33,936Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clarion County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Clarion County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Pennsylvania

Every Pennsylvania market ranked →

The highest-scoring counties in Pennsylvania for insurance agencies, numbered among those based in Pennsylvania, with Clarion County marked.

Top counties in Pennsylvania

Counties in Pennsylvania ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Adams County, PA80235.6$3.4M+3.6%#218 of 2,272
2Pike County, PA71177.0$2.4M+7.2%#428 of 2,272
3Perry County, PA66179.3$2.1M+2.1%#587 of 2,272
4Fulton County, PA6557.9$2.5M−0.6%#611 of 2,272
5Lebanon County, PA64478.3$2M+2.2%#653 of 2,272
6Carbon County, PA64248.8$1.9M+1.7%#656 of 2,272
7Franklin County, PA636710.5$1.8M+3.0%#698 of 2,272
8York County, PA5819310.6$1.7M+3.6%#846 of 2,272
9Schuylkill County, PA57539.1$1.8M+1.5%#870 of 2,272
10Juniata County, PA551011.1$1.7M−0.3%#946 of 2,272
35Clarion County, PA402315.3$1.1M−1.4%#1,474 of 2,272

Other business types in Clarion County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Clarion County, PA?

Map listings as of September 2026 show 23 insurance agencies in Clarion County. 7 of them (30%) are chain locations. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Clarion County, PA spend on vehicle insurance?

About $25.1M a year, or $1,665 per household. That is 15% below the U.S. average (an index of 85, where 100 is the U.S. average). Spread across the 23 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 15,049 households in Clarion County and national spending patterns by income.

How does Clarion County, PA compare with the U.S. for insurance agencies?

Clarion County has 15.3 insurance agencies per 10,000 households, 2% below the U.S. rate of 15.6. Spending per agency is $1.1M, 13% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Clarion County would have about 20, against 23 on map listings. There is one business with payroll in the industry for every 2,508 households, against one for every 966 across the U.S.

How fast is Clarion County, PA growing?

Population estimates put Clarion County at 36,680 people in 2025, down 1.4% since 2020, against +3.1% for the U.S. It has 15,049 households. Median household income in Clarion County is $62,649, 22% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 34.2%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clarion County scores 40 for insurance agencies (lower middle), #1,474 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clarion County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Clarion County

Screening a site or an acquisition in Clarion County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clarion County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.