Groundwork

Auto · County · Montana

Insurance agencies in Chouteau County, MT

The insurance agencies in Chouteau County, MT, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
3
1 chain location (33%)
Official establishments
9
Businesses with payroll, 2023
Household spending a year
$4.9M
On vehicle insurance · $2,252 a household
Spending per listing
$1.6M
29% above the U.S.
Listings per 10k households
13.9
11% below the U.S.
Population, 2025
5,865
−0.8% since 2020

See the insurance agencies around any address in Chouteau County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Chouteau County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 3 insurance agencies in Chouteau County. Per 10,000 households, that is 13.9, 11% below the U.S. rate of 15.6.

Household spending on vehicle insurance in Chouteau County comes to about $4.9M a year: $2,252 per household, 15% above the U.S. average. That works out to $1.6M per agency, 29% above the U.S. figure of $1.3M.

In 2023, official counts showed 9 businesses with payroll in Chouteau County classed as insurance agencies and brokerages. That is one for every 240 households, against one for every 966 across the U.S.

Between 2020 and 2025, the population of Chouteau County declined 0.8%, against +3.1% for the U.S. Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Chouteau County compares

The same measures for Montana and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Chouteau County, MT compared with Montana and the U.S.
MeasureChouteau CountyMontanaU.S.
Listings per 10k households13.916.515.6
Spending per listing$1.6M$1.3M$1.3M
Households per official establishment240711966
Official establishment growth, 2019–2023n/a−9.5%−1.0%
Population growth, 2020–2025−0.8%+5.3%+3.1%
Spending per household on vehicle insurance$2,252$2,106$1,957
Median household income$58,218$72,509$80,734
Groundwork market scoreNot scored49

Official counts and lending

Businesses

Official establishments, 2019 to 2023
12 → 9
Employees, 2023
23
Annual payroll, 2023
$1.1M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
31 chain location
Listings at the U.S. rate for this spending
4The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Chouteau County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Chouteau County

Population, 2025 estimate
5,865−0.8% since 2020
Households
2,159
Median age
42.6
Homes lived in by their owners
68%
Vehicles per household
2.3
Land area
3,973 sq. mi.
People per square mile
1
Median household income
$58,218
Average household income
$78,673
Median home value
$207,800
Jobs located here
1,879
Daytime population
6,018Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Chouteau County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Chouteau County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Montana

Every Montana market ranked →

The highest-scoring counties in Montana for insurance agencies, numbered among those based in Montana, with Chouteau County marked.

Top counties in Montana

Counties in Montana ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Lake County, MT83108.0$2.8M+6.9%#161 of 2,272
2Carbon County, MT74510.7$2.2M+9.1%#358 of 2,272
3Sanders County, MT67814.7$1.5M+12.9%#573 of 2,272
4Ravalli County, MT652010.7$2.1M+9.4%#616 of 2,272
5Park County, MT591214.3$1.5M+5.7%#819 of 2,272
6Lincoln County, MT511415.4$1.3M+13.1%#1,095 of 2,272
7Flathead County, MT486915.6$1.3M+10.1%#1,192 of 2,272
8Fergus County, MT47713.2$1.7M+3.1%#1,212 of 2,272
9Gallatin County, MT448316.2$1.3M+7.7%#1,324 of 2,272
10Silver Bow County, MT432214.3$1.3M+2.6%#1,360 of 2,272
Chouteau County, MTNot scored313.9$1.6M−0.8%

Other business types in Chouteau County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Chouteau County, MT?

There are 3 insurance agencies on map listings in Chouteau County as of September 2026. The listings count insurance agencies. Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Chouteau County, MT spend on vehicle insurance?

About $4.9M a year, or $2,252 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). Spread across the 3 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 2,159 households in Chouteau County and national spending patterns by income.

How does Chouteau County, MT compare with the U.S. for insurance agencies?

Chouteau County has 13.9 insurance agencies per 10,000 households, 11% below the U.S. rate of 15.6. Spending per agency is $1.6M, 29% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Chouteau County would have about 4, against 3 on map listings. There is one business with payroll in the industry for every 240 households, against one for every 966 across the U.S.

How fast is Chouteau County, MT growing?

Population estimates put Chouteau County at 5,865 people in 2025, down 0.8% since 2020, against +3.1% for the U.S. It has 2,159 households. The median household income in Chouteau County is $58,218 a year, 28% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Chouteau County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Chouteau County

Screening a site or an acquisition in Chouteau County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Chouteau County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.