Auto · County · Kentucky
Insurance agencies in Woodford County, KY
The insurance agencies in Woodford County, KY, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 61 out of 100: Upper middle
Ranked #766 of 2,272 scored counties
#60 of 84 scored counties in Kentucky
- Listings
- 19
- 4 chain locations (21%)
- Official establishments
- 9
- Businesses with payroll, 2023
- Household spending a year
- $27.5M
- On vehicle insurance · $2,540 a household
- Spending per listing
- $1.4M
- 15% above the U.S.
- Listings per 10k households
- 17.6
- 13% above the U.S.
- Population, 2025
- 27,883
- +3.7% since 2020
See the insurance agencies around any address in Woodford County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Woodford County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 19 insurance agencies in Woodford County. Of those, 4 are chain locations, or 21%, against 21% across the U.S. That comes to 17.6 for every 10,000 households, 13% above the U.S. rate of 15.6.
Households in Woodford County spend about $27.5M a year on vehicle insurance, or $2,540 per household, 30% above the U.S. average. Spread across 19 insurance agencies, that is $1.4M per agency, 15% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Woodford County was 9 in 2023. That is one for every 1,202 households, against one for every 966 across the U.S.
Population estimates show Woodford County grew 3.7% from 2020 to 2025, faster than the U.S. (+3.1%). Woodford County scores 61 (upper middle) on the Groundwork market score for insurance agencies, ranking #766 of 2,272 scored counties and #60 of 84 scored counties in Kentucky.
How Woodford County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Woodford County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 17.6 | 14.9 | 15.6 |
| Spending per listing | $1.4M | $1.7M | $1.3M |
| Households per official establishment | 1,202 | 1,025 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.8% | −1.0% |
| Population growth, 2020–2025 | +3.7% | +2.2% | +3.1% |
| Spending per household on vehicle insurance | $2,540 | $2,467 | $1,957 |
| Median household income | $83,788 | $63,726 | $80,734 |
| Groundwork market score | 61 | 67 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 10 → 9
- Employees, 2023
- 26
- Annual payroll, 2023
- $1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 194 chain locations
- Listings at the U.S. rate for this spending
- 22The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Woodford County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Woodford County
- Population, 2025 estimate
- 27,883+3.7% since 2020
- Households
- 10,814
- Median age
- 41.8
- Homes lived in by their owners
- 72%
- Vehicles per household
- 1.9
- Land area
- 190 sq. mi.
- People per square mile
- 144
- Median household income
- $83,788+31.3% vs. 2015–2019, before inflation
- Average household income
- $105,856
- Median home value
- $299,700
- Jobs located here
- 10,169
- Daytime population
- 24,761Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Woodford County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Woodford County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for insurance agencies, numbered among those based in Kentucky, with Woodford County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Allen County, KY | 92 | 8 | 10.0 | $2.8M | +9.5% | #38 of 2,272 |
| 2Breckinridge County, KY | 91 | 8 | 9.9 | $3M | +5.2% | #48 of 2,272 |
| 3Grant County, KY | 87 | 7 | 7.6 | $3.6M | +4.7% | #96 of 2,272 |
| 4Green County, KY | 87 | 5 | 11.3 | $2.7M | +4.6% | #106 of 2,272 |
| 5Anderson County, KY | 87 | 11 | 11.4 | $2.6M | +5.5% | #107 of 2,272 |
| 6Spencer County, KY | 84 | 6 | 8.2 | $4.2M | +7.7% | #136 of 2,272 |
| 7Ohio County, KY | 84 | 9 | 9.9 | $2.9M | +0.8% | #141 of 2,272 |
| 8Logan County, KY | 84 | 12 | 10.9 | $2.5M | +4.2% | #145 of 2,272 |
| 9Scott County, KY | 84 | 26 | 11.5 | $2.3M | +8.2% | #149 of 2,272 |
| 10Trigg County, KY | 82 | 7 | 11.6 | $2.3M | +3.1% | #186 of 2,272 |
| 60Woodford County, KY | 61 | 19 | 17.6 | $1.4M | +3.7% | #766 of 2,272 |
Other business types in Woodford County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Woodford County, KY?
Woodford County has 19 insurance agencies on map listings as of September 2026. 4 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 9 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Woodford County, KY spend on vehicle insurance?
About $27.5M a year, or $2,540 per household. That is 30% above the U.S. average (an index of 130, where 100 is the U.S. average). Spread across the 19 insurance agencies on map listings, it comes to $1.4M per agency. It is estimated from the incomes of the 10,814 households in Woodford County and national spending patterns by income.
How does Woodford County, KY compare with the U.S. for insurance agencies?
Woodford County has 17.6 insurance agencies per 10,000 households, 13% above the U.S. rate of 15.6. Spending per agency is $1.4M, 15% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Woodford County would have about 22, against 19 on map listings. There is one business with payroll in the industry for every 1,202 households, against one for every 966 across the U.S.
How fast is Woodford County, KY growing?
Population estimates put Woodford County at 27,883 people in 2025, up 3.7% since 2020, faster than the U.S. (+3.1%). It has 10,814 households. The median household income in Woodford County is $83,788 a year, 4% above the U.S. median of $80,734. That rose 31.3% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Woodford County scores 61 for insurance agencies (upper middle), #766 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Woodford County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Woodford County
Screening a site or an acquisition in Woodford County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Woodford County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.