Auto · County · Kentucky
Insurance agencies in Floyd County, KY
The insurance agencies in Floyd County, KY, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 62 out of 100: Upper middle
Ranked #711 of 2,272 scored counties
#54 of 84 scored counties in Kentucky
- Listings
- 13
- 2 chain locations (15%)
- Official establishments
- 10
- Businesses with payroll, 2023
- Household spending a year
- $33.2M
- On vehicle insurance · $2,257 a household
- Spending per listing
- $2.6M
- Twice the U.S.
- Listings per 10k households
- 8.8
- 44% below the U.S.
- Population, 2025
- 34,401
- −3.9% since 2020
See the insurance agencies around any address in Floyd County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Floyd County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 13 insurance agencies in Floyd County. Chain locations make up 15% of them, against 21% across the U.S. Per 10,000 households, that is 8.8, 44% below the U.S. rate of 15.6.
Households in Floyd County spend about $33.2M a year on vehicle insurance, or $2,257 per household, 15% above the U.S. average. That is about $2.6M of household spending for each agency on map listings, twice the U.S. figure of $1.3M.
Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in Floyd County in 2023. That is one for every 1,470 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $1.3M has gone to businesses classed as insurance agencies and brokerages in Floyd County.
Between 2020 and 2025, the population of Floyd County declined 3.9%, against +3.1% for the U.S. For insurance agencies, Floyd County has a Groundwork market score of 62 (upper middle): #711 of 2,272 scored counties and #54 of 84 scored counties in Kentucky.
How Floyd County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Floyd County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 8.8 | 14.9 | 15.6 |
| Spending per listing | $2.6M | $1.7M | $1.3M |
| Households per official establishment | 1,470 | 1,025 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.8% | −1.0% |
| Population growth, 2020–2025 | −3.9% | +2.2% | +3.1% |
| Spending per household on vehicle insurance | $2,257 | $2,467 | $1,957 |
| Median household income | $41,279 | $63,726 | $80,734 |
| Groundwork market score | 62 | 67 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 12 → 10
- Employees, 2023
- 31
- Annual payroll, 2023
- $1.5M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 132 chain locations
- Listings at the U.S. rate for this spending
- 26The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $1.3M
SBA-backed loans to businesses classed as insurance agencies and brokerages in Floyd County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Floyd County
- Population, 2025 estimate
- 34,401−3.9% since 2020
- Households
- 14,700
- Median age
- 42.1
- Homes lived in by their owners
- 72%
- Vehicles per household
- 1.7
- Land area
- 393 sq. mi.
- People per square mile
- 90
- Median household income
- $41,279+26.1% vs. 2015–2019, before inflation
- Average household income
- $61,221
- Median home value
- $98,700
- Jobs located here
- 10,477
- Daytime population
- 35,285Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Floyd County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Floyd County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for insurance agencies, numbered among those based in Kentucky, with Floyd County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Allen County, KY | 92 | 8 | 10.0 | $2.8M | +9.5% | #38 of 2,272 |
| 2Breckinridge County, KY | 91 | 8 | 9.9 | $3M | +5.2% | #48 of 2,272 |
| 3Grant County, KY | 87 | 7 | 7.6 | $3.6M | +4.7% | #96 of 2,272 |
| 4Green County, KY | 87 | 5 | 11.3 | $2.7M | +4.6% | #106 of 2,272 |
| 5Anderson County, KY | 87 | 11 | 11.4 | $2.6M | +5.5% | #107 of 2,272 |
| 6Spencer County, KY | 84 | 6 | 8.2 | $4.2M | +7.7% | #136 of 2,272 |
| 7Ohio County, KY | 84 | 9 | 9.9 | $2.9M | +0.8% | #141 of 2,272 |
| 8Logan County, KY | 84 | 12 | 10.9 | $2.5M | +4.2% | #145 of 2,272 |
| 9Scott County, KY | 84 | 26 | 11.5 | $2.3M | +8.2% | #149 of 2,272 |
| 10Trigg County, KY | 82 | 7 | 11.6 | $2.3M | +3.1% | #186 of 2,272 |
| 54Floyd County, KY | 62 | 13 | 8.8 | $2.6M | −3.9% | #711 of 2,272 |
Other business types in Floyd County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Floyd County, KY?
There are 13 insurance agencies on map listings in Floyd County as of September 2026. 2 of them (15%) are chain locations. The listings count insurance agencies. Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Floyd County, KY spend on vehicle insurance?
About $33.2M a year, or $2,257 per household. That is 15% above the U.S. average (an index of 115, where 100 is the U.S. average). Spread across the 13 insurance agencies on map listings, it comes to $2.6M per agency. It is estimated from the incomes of the 14,700 households in Floyd County and national spending patterns by income.
How does Floyd County, KY compare with the U.S. for insurance agencies?
Floyd County has 8.8 insurance agencies per 10,000 households, 44% below the U.S. rate of 15.6. Spending per agency is $2.6M, twice the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Floyd County would have about 26, against 13 on map listings. There is one business with payroll in the industry for every 1,470 households, against one for every 966 across the U.S.
How fast is Floyd County, KY growing?
Population estimates put Floyd County at 34,401 people in 2025, down 3.9% since 2020, against +3.1% for the U.S. It has 14,700 households. The median household income in Floyd County is $41,279 a year, 49% below the U.S. median of $80,734. That rose 26.1% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Floyd County scores 62 for insurance agencies (upper middle), #711 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Floyd County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Floyd County
Screening a site or an acquisition in Floyd County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Floyd County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.