Groundwork

Auto · Small-town market · Kentucky

Insurance agencies in the Corbin, KY area

Competitor counts, household spending and official business counts for insurance agencies in the Corbin, KY area, set against other small-town markets and the U.S.

Groundwork market score · out of 100

Score 73 out of 100: Upper middle

Ranked #85 of 537 scored small-town markets
#6 of 15 scored small-town markets based in Kentucky

Listings
67
15 chain locations (22%)
Official establishments
40
−13.6% since 2019
Household spending a year
$137.7M
On vehicle insurance · $2,436 a household
Spending per listing
$2.1M
64% above the U.S.
Listings per 10k households
11.9
24% below the U.S.
Population, 2025
150,040
+0.1% since 2020

See the insurance agencies around any address in the Corbin area

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Corbin area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

As of September 2026, map listings count 67 insurance agencies in the Corbin area. Of those, 15 are chain locations, or 22%, against 21% across the U.S. Per 10,000 households, that is 11.9, 24% below the U.S. rate of 15.6.

At $2,436 per household (24% above the U.S. average), households in the Corbin area spend about $137.7M a year on vehicle insurance. Spread across 67 insurance agencies, that is $2.1M per agency, 64% above the U.S. figure of $1.3M.

In 2023, official counts showed 40 businesses with payroll in the Corbin area classed as insurance agencies and brokerages, down 13.6% from 2019. That is one for every 1,413 households, against one for every 966 across the U.S.

Population estimates show the Corbin area grew 0.1% from 2020 to 2025, slower than the U.S. (+3.1%). The Corbin area scores 73 (upper middle) on the Groundwork market score for insurance agencies, ranking #85 of 537 scored small-town markets and #6 of 15 scored small-town markets based in Kentucky. That puts it in the top quarter of small-town markets.

How the Corbin area compares

The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Corbin, KY area compared with Kentucky and the U.S.
MeasureCorbin areaKentuckyU.S.
Listings per 10k households11.914.915.6
Spending per listing$2.1M$1.7M$1.3M
Households per official establishment1,4131,025966
Official establishment growth, 2019–2023−13.6%−1.8%−1.0%
Population growth, 2020–2025+0.1%+2.2%+3.1%
Spending per household on vehicle insurance$2,436$2,467$1,957
Median household income$46,363$63,726$80,734
Groundwork market score7367

Official counts and lending

Businesses

Official establishments, 2019 to 2023
40−13.6% over the period
Employees, 2023
184
Annual payroll, 2023
$9.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
6715 chain locations
Listings at the U.S. rate for this spending
110The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in the Corbin area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Corbin area

Population, 2025 estimate
150,040+0.1% since 2020
Households
56,536
Median age
39.3
Homes lived in by their owners
70%
Vehicles per household
1.9
Land area
1,727 sq. mi.
People per square mile
87
Median household income
$46,363
Average household income
$63,136
Median home value
$134,600
Jobs located here
54,326
Daytime population
151,690Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Corbin area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of the Corbin area. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across Kentucky

Every Kentucky market ranked →

The highest-scoring small-town markets in Kentucky for insurance agencies, numbered among those based in Kentucky, with the Corbin area marked.

Top small-town markets in Kentucky

Small-town markets in Kentucky ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Mayfield, KY821510.6$2.4M+1.4%#44 of 537
2Richmond-Berea, KY797014.1$1.8M+7.0%#56 of 537
3Glasgow, KY782812.7$2M+2.6%#63 of 537
4Franklin, KY75911.2$2.5M+5.9%#70 of 537
5Mount Sterling, KY742011.0$2.4M+3.1%#72 of 537
6Corbin, KY736711.9$2.1M+0.1%#85 of 537
7Frankfort, KY715015.4$1.7M+3.1%#97 of 537
8Madisonville, KY682413.0$1.9M−0.5%#119 of 537
9Middlesborough, KY6777.0$2.9M−4.8%#125 of 537
10Campbellsville, KY672517.0$1.5M+3.4%#129 of 537

Other business types in the Corbin area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in the Corbin, KY area?

The Corbin area has 67 insurance agencies on map listings as of September 2026. 15 of them (22%) are chain locations. The listings count insurance agencies. Official counts show 40 businesses with payroll classed as insurance agencies and brokerages in 2023, down 13.6% from 2019.

How much do households in the Corbin, KY area spend on vehicle insurance?

About $137.7M a year, or $2,436 per household. That is 24% above the U.S. average (an index of 124, where 100 is the U.S. average). Spread across the 67 insurance agencies on map listings, it comes to $2.1M per agency. It is estimated from the incomes of the 56,536 households in the Corbin area and national spending patterns by income.

How does the Corbin, KY area compare with the U.S. for insurance agencies?

The Corbin area has 11.9 insurance agencies per 10,000 households, 24% below the U.S. rate of 15.6. Spending per agency is $2.1M, 64% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, the Corbin area would have about 110, against 67 on map listings. There is one business with payroll in the industry for every 1,413 households, against one for every 966 across the U.S. The official count fell 13.6% from 2019 to 2023, against −1.0% for the U.S.

How fast is the Corbin, KY area growing?

Population estimates put the Corbin area at 150,040 people in 2025, up 0.1% since 2020, slower than the U.S. (+3.1%). It has 56,536 households. The median household income in the Corbin area is $46,363 a year, 43% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Corbin area scores 73 for insurance agencies (upper middle), #85 of 537 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Corbin area. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in the Corbin area

Screening a site or an acquisition in the Corbin area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Corbin area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.