Groundwork

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Insurance agencies in Caribou County, ID

The insurance agencies in Caribou County, ID, the household spending behind them and how the market ranks against other counties.

Groundwork market score

Not scored

Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Listings
3
0 chain locations (0%)
Official establishments
4
Businesses with payroll, 2023
Household spending a year
$6M
On vehicle insurance · $2,418 a household
Spending per listing
$2M
59% above the U.S.
Listings per 10k households
12.1
22% below the U.S.
Population, 2025
7,252
+3.4% since 2020

See the insurance agencies around any address in Caribou County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Caribou County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Households in Caribou County spend about $6M a year on vehicle insurance, or $2,418 per household, 24% above the U.S. average. That works out to $2M per agency, 59% above the U.S. figure of $1.3M.

There are 3 insurance agencies on map listings in Caribou County as of September 2026. That comes to 12.1 for every 10,000 households, 22% below the U.S. rate of 15.6.

The official count of businesses with payroll classed as insurance agencies and brokerages in Caribou County was 4 in 2023. That is one for every 619 households, against one for every 966 across the U.S.

Population estimates show Caribou County grew 3.4% from 2020 to 2025, in step with the U.S. (+3.1%). Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.

How Caribou County compares

The same measures for Idaho and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Caribou County, ID compared with Idaho and the U.S.
MeasureCaribou CountyIdahoU.S.
Listings per 10k households12.117.215.6
Spending per listing$2M$1.3M$1.3M
Households per official establishment619756966
Official establishment growth, 2019–2023n/a+5.5%−1.0%
Population growth, 2020–2025+3.4%+9.8%+3.1%
Spending per household on vehicle insurance$2,418$2,175$1,957
Median household income$68,782$77,800$80,734
Groundwork market scoreNot scored56

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4 → 4
Employees, 2023
17
Annual payroll, 2023
$655K
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
30 chain locations
Listings at the U.S. rate for this spending
5The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Caribou County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Caribou County

Population, 2025 estimate
7,252+3.4% since 2020
Households
2,474
Median age
38.7
Homes lived in by their owners
82%
Vehicles per household
2.4
Land area
1,764 sq. mi.
People per square mile
4
Median household income
$68,782
Average household income
$83,716
Median home value
$241,500
Jobs located here
3,343
Daytime population
7,266Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Caribou County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Caribou County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Insurance agencies across Idaho

Every Idaho market ranked →

The highest-scoring counties in Idaho for insurance agencies, numbered among those based in Idaho, with Caribou County marked.

Top counties in Idaho

Counties in Idaho ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Jerome County, ID731214.5$1.7M+8.6%#398 of 2,272
2Benewah County, ID71512.3$1.8M+9.7%#444 of 2,272
3Fremont County, ID69510.7$2.3M+5.9%#494 of 2,272
4Boundary County, ID69611.9$2M+15.3%#500 of 2,272
5Canyon County, ID6510712.4$1.9M+18.1%#620 of 2,272
6Elmore County, ID64119.9$2.1M+2.8%#650 of 2,272
7Valley County, ID64613.9$1.5M+8.4%#673 of 2,272
8Latah County, ID631710.4$1.9M+5.6%#690 of 2,272
9Gem County, ID581418.3$1.3M+13.0%#857 of 2,272
10Blaine County, ID571110.6$2.1M+4.8%#863 of 2,272
Caribou County, IDNot scored312.1$2M+3.4%

Other business types in Caribou County

None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.

Questions

How many insurance agencies are in Caribou County, ID?

As of September 2026, map listings count 3 insurance agencies in Caribou County. The listings count insurance agencies. Official counts show 4 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Caribou County, ID spend on vehicle insurance?

About $6M a year, or $2,418 per household. That is 24% above the U.S. average (an index of 124, where 100 is the U.S. average). Spread across the 3 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 2,474 households in Caribou County and national spending patterns by income.

How does Caribou County, ID compare with the U.S. for insurance agencies?

Caribou County has 12.1 insurance agencies per 10,000 households, 22% below the U.S. rate of 15.6. Spending per agency is $2M, 59% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Caribou County would have about 5, against 3 on map listings. There is one business with payroll in the industry for every 619 households, against one for every 966 across the U.S.

How fast is Caribou County, ID growing?

Population estimates put Caribou County at 7,252 people in 2025, up 3.4% since 2020, in step with the U.S. (+3.1%). It has 2,474 households. Median household income in Caribou County is $68,782, 15% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Caribou County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Caribou County

Screening a site or an acquisition in Caribou County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Caribou County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.