Auto · County · Arkansas
Insurance agencies in St. Francis County, AR
The insurance agencies in St. Francis County, AR, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 27 out of 100: Lower middle
Ranked #1,889 of 2,272 scored counties
#54 of 59 scored counties in Arkansas
- Listings
- 15
- 3 chain locations (20%)
- Official establishments
- 10
- Businesses with payroll, 2023
- Household spending a year
- $17.3M
- On vehicle insurance · $2,222 a household
- Spending per listing
- $1.2M
- 8% below the U.S.
- Listings per 10k households
- 19.3
- 24% above the U.S.
- Population, 2025
- 21,800
- −5.3% since 2020
See the insurance agencies around any address in St. Francis County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of St. Francis County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
For insurance agencies, St. Francis County has a Groundwork market score of 27 (lower middle): #1,889 of 2,272 scored counties and #54 of 59 scored counties in Arkansas. That puts it in the bottom quarter of counties.
As of September 2026, map listings count 15 insurance agencies in St. Francis County. 3 of them (20%) are chain locations, against 21% across the U.S. Per 10,000 households, that is 19.3, 24% above the U.S. rate of 15.6.
Households in St. Francis County spend about $17.3M a year on vehicle insurance, or $2,222 per household, 14% above the U.S. average. Spread across 15 insurance agencies, that is $1.2M per agency, 8% below the U.S. figure of $1.3M.
In 2023, official counts showed 10 businesses with payroll in St. Francis County classed as insurance agencies and brokerages. That is one for every 778 households, against one for every 966 across the U.S. Population estimates put the population change in St. Francis County from 2020 to 2025 at −5.3%, against +3.1% for the U.S.
How St. Francis County compares
The same measures for Arkansas and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | St. Francis County | Arkansas | U.S. |
|---|---|---|---|
| Listings per 10k households | 19.3 | 17.9 | 15.6 |
| Spending per listing | $1.2M | $1.4M | $1.3M |
| Households per official establishment | 778 | 795 | 966 |
| Official establishment growth, 2019–2023 | n/a | +0.7% | −1.0% |
| Population growth, 2020–2025 | −5.3% | +3.3% | +3.1% |
| Spending per household on vehicle insurance | $2,222 | $2,473 | $1,957 |
| Median household income | $42,574 | $60,773 | $80,734 |
| Groundwork market score | 27 | 56 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 12 → 10
- Employees, 2023
- 28
- Annual payroll, 2023
- $771K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 153 chain locations
- Listings at the U.S. rate for this spending
- 14The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in St. Francis County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in St. Francis County
- Population, 2025 estimate
- 21,800−5.3% since 2020
- Households
- 7,783
- Median age
- 39.9
- Homes lived in by their owners
- 55%
- Vehicles per household
- 1.7
- Land area
- 635 sq. mi.
- People per square mile
- 35
- Median household income
- $42,574+20.4% vs. 2015–2019, before inflation
- Average household income
- $58,099
- Median home value
- $90,900
- Jobs located here
- 6,530
- Daytime population
- 21,343Residents who don’t work, plus everyone whose job is here
Looking at a specific site in St. Francis County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of St. Francis County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Arkansas
Every Arkansas market ranked →The highest-scoring counties in Arkansas for insurance agencies, numbered among those based in Arkansas, with St. Francis County marked.
Top counties in Arkansas
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Madison County, AR | 93 | 6 | 9.3 | $3.2M | +11.2% | #27 of 2,272 |
| 2Marion County, AR | 91 | 5 | 6.5 | $4.2M | +4.3% | #43 of 2,272 |
| 3Logan County, AR | 76 | 10 | 11.7 | $2.4M | +2.5% | #316 of 2,272 |
| 4Conway County, AR | 70 | 9 | 10.9 | $2.4M | +3.2% | #459 of 2,272 |
| 5Sevier County, AR | 70 | 7 | 12.5 | $2.1M | −0.1% | #467 of 2,272 |
| 6Johnson County, AR | 69 | 9 | 8.7 | $3M | +2.0% | #489 of 2,272 |
| 7Carroll County, AR | 67 | 16 | 14.1 | $2M | +3.6% | #560 of 2,272 |
| 8Lawrence County, AR | 67 | 9 | 13.6 | $1.8M | +0.3% | #565 of 2,272 |
| 9Hot Spring County, AR | 66 | 12 | 9.7 | $2.7M | +1.1% | #578 of 2,272 |
| 10Polk County, AR | 66 | 9 | 11.4 | $2.2M | +1.6% | #585 of 2,272 |
| 54St. Francis County, AR | 27 | 15 | 19.3 | $1.2M | −5.3% | #1,889 of 2,272 |
Other business types in St. Francis County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in St. Francis County, AR?
St. Francis County has 15 insurance agencies on map listings as of September 2026. 3 of them (20%) are chain locations. The listings count insurance agencies. Official counts show 10 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in St. Francis County, AR spend on vehicle insurance?
About $17.3M a year, or $2,222 per household. That is 14% above the U.S. average (an index of 114, where 100 is the U.S. average). Spread across the 15 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 7,783 households in St. Francis County and national spending patterns by income.
How does St. Francis County, AR compare with the U.S. for insurance agencies?
St. Francis County has 19.3 insurance agencies per 10,000 households, 24% above the U.S. rate of 15.6. Spending per agency is $1.2M, 8% below the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, St. Francis County would have about 14, against 15 on map listings. There is one business with payroll in the industry for every 778 households, against one for every 966 across the U.S.
How fast is St. Francis County, AR growing?
Population estimates put St. Francis County at 21,800 people in 2025, down 5.3% since 2020, against +3.1% for the U.S. It has 7,783 households. The median household income in St. Francis County is $42,574 a year, 47% below the U.S. median of $80,734. That rose 20.4% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. St. Francis County scores 27 for insurance agencies (lower middle), #1,889 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in St. Francis County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in St. Francis County
Screening a site or an acquisition in St. Francis County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of St. Francis County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.