Auto · County · Alaska
Insurance agencies in Fairbanks North Star Borough, AK
The insurance agencies in Fairbanks North Star Borough, AK, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 56 out of 100: Upper middle
Ranked #900 of 2,272 scored counties
#3 of 6 scored counties in Alaska
- Listings
- 35
- 9 chain locations (26%)
- Official establishments
- 26
- −10.3% since 2019
- Household spending a year
- $69.5M
- On vehicle insurance · $1,913 a household
- Spending per listing
- $2M
- 58% above the U.S.
- Listings per 10k households
- 9.6
- 38% below the U.S.
- Population, 2025
- 93,972
- −1.4% since 2020
See the insurance agencies around any address in Fairbanks North Star Borough
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Fairbanks North Star Borough. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Map listings as of September 2026 show 35 insurance agencies in Fairbanks North Star Borough. Chain locations make up 26% of them, against 21% across the U.S. Per 10,000 households, that is 9.6, 38% below the U.S. rate of 15.6.
At $1,913 per household (2% below the U.S. average), households in Fairbanks North Star Borough spend about $69.5M a year on vehicle insurance. Spread across 35 insurance agencies, that is $2M per agency, 58% above the U.S. figure of $1.3M.
The official count of businesses with payroll classed as insurance agencies and brokerages in Fairbanks North Star Borough was 26 in 2023, down 10.3% from 2019. That is one for every 1,398 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $200K has gone to businesses classed as insurance agencies and brokerages in Fairbanks North Star Borough.
Between 2020 and 2025, the population of Fairbanks North Star Borough declined 1.4%, against +3.1% for the U.S. For insurance agencies, Fairbanks North Star Borough has a Groundwork market score of 56 (upper middle): #900 of 2,272 scored counties and #3 of 6 scored counties in Alaska.
How Fairbanks North Star Borough compares
The same measures for Alaska and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Fairbanks North Star Borough | Alaska | U.S. |
|---|---|---|---|
| Listings per 10k households | 9.6 | 9.2 | 15.6 |
| Spending per listing | $2M | $2M | $1.3M |
| Households per official establishment | 1,398 | 1,528 | 966 |
| Official establishment growth, 2019–2023 | −10.3% | −6.3% | −1.0% |
| Population growth, 2020–2025 | −1.4% | +0.6% | +3.1% |
| Spending per household on vehicle insurance | $1,913 | $1,832 | $1,957 |
| Median household income | $88,267 | $92,788 | $80,734 |
| Groundwork market score | 56 | 71 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 29 → 26−10.3% over the period
- Employees, 2023
- 114
- Annual payroll, 2023
- $7.1M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 359 chain locations
- Listings at the U.S. rate for this spending
- 55The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $200K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Fairbanks North Star Borough, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Fairbanks North Star Borough
- Population, 2025 estimate
- 93,972−1.4% since 2020
- Households
- 36,359
- Median age
- 35.0
- Homes lived in by their owners
- 62%
- Vehicles per household
- 1.9
- Land area
- 7,335 sq. mi.
- People per square mile
- 13
- Median household income
- $88,267+14.6% vs. 2015–2019, before inflation
- Average household income
- $112,548
- Median home value
- $298,200
- Jobs located here
- n/a
- Daytime population
- n/aResidents who don’t work, plus everyone whose job is here
Looking at a specific site in Fairbanks North Star Borough?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Fairbanks North Star Borough. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Alaska
Every Alaska market ranked →The highest-scoring counties in Alaska for insurance agencies, numbered among those based in Alaska, with Fairbanks North Star Borough marked.
Top counties in Alaska
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Matanuska-Susitna Borough, AK | 72 | 46 | 11.5 | $1.9M | +10.4% | #418 of 2,272 |
| 2Kenai Peninsula Borough, AK | 71 | 22 | 9.0 | $2.3M | +5.1% | #431 of 2,272 |
| 3Fairbanks North Star Borough, AK | 56 | 35 | 9.6 | $2M | −1.4% | #900 of 2,272 |
| 4Juneau City and Borough, AK | 55 | 9 | 6.8 | $2.6M | −1.8% | #937 of 2,272 |
| 5Anchorage Municipality, AK | 49 | 121 | 11.1 | $1.6M | −1.3% | #1,134 of 2,272 |
| 6Ketchikan Gateway Borough, AK | 36 | 6 | 10.5 | $1.6M | −2.6% | #1,591 of 2,272 |
Other business types in Fairbanks North Star Borough
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Fairbanks North Star Borough, AK?
There are 35 insurance agencies on map listings in Fairbanks North Star Borough as of September 2026. 9 of them (26%) are chain locations. The listings count insurance agencies. Official counts show 26 businesses with payroll classed as insurance agencies and brokerages in 2023, down 10.3% from 2019.
How much do households in Fairbanks North Star Borough, AK spend on vehicle insurance?
About $69.5M a year, or $1,913 per household. That is 2% below the U.S. average (an index of 98, where 100 is the U.S. average). Spread across the 35 insurance agencies on map listings, it comes to $2M per agency. It is estimated from the incomes of the 36,359 households in Fairbanks North Star Borough and national spending patterns by income.
How does Fairbanks North Star Borough, AK compare with the U.S. for insurance agencies?
Fairbanks North Star Borough has 9.6 insurance agencies per 10,000 households, 38% below the U.S. rate of 15.6. Spending per agency is $2M, 58% above the U.S. figure of $1.3M. At the national ratio of insurance agencies to household spending, Fairbanks North Star Borough would have about 55, against 35 on map listings. There is one business with payroll in the industry for every 1,398 households, against one for every 966 across the U.S. The official count fell 10.3% from 2019 to 2023, against −1.0% for the U.S.
How fast is Fairbanks North Star Borough, AK growing?
Population estimates put Fairbanks North Star Borough at 93,972 people in 2025, down 1.4% since 2020, against +3.1% for the U.S. It has 36,359 households. The median household income in Fairbanks North Star Borough is $88,267 a year, 9% above the U.S. median of $80,734. That rose 14.6% from the 2015–2019 survey, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Fairbanks North Star Borough scores 56 for insurance agencies (upper middle), #900 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Fairbanks North Star Borough. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Fairbanks North Star Borough
Screening a site or an acquisition in Fairbanks North Star Borough?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Fairbanks North Star Borough. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.