Groundwork

Auto · Small-town market · Indiana

Gas stations in the Monticello, IN area

The gas stations in the Monticello, IN area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 37 out of 100: Lower middle

Ranked #406 of 536 scored small-town markets
#17 of 25 scored small-town markets based in Indiana

Listings
23
21 chain locations (91%)
Official establishments
21
Businesses with payroll, 2023
Household spending a year
$30.5M
On gasoline and other fuels · $2,971 a household
Spending per listing
$1.3M
44% below the U.S.
Listings per 10k households
22.4
2.1 times the U.S.
Population, 2025
25,164
+2.0% since 2020

See the gas stations around any address in the Monticello area

The site report maps the gas stations on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Monticello area. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Monticello area scores 37 (lower middle) on the Groundwork market score for gas stations, ranking #406 of 536 scored small-town markets and #17 of 25 scored small-town markets based in Indiana. That puts it in the bottom quarter of small-town markets.

Household spending on gasoline and other fuels in the Monticello area comes to about $30.5M a year: $2,971 per household, 14% above the U.S. average. Spread across 23 gas stations, that is $1.3M per station, 44% below the U.S. figure of $2.4M.

The Monticello area has 23 gas stations on map listings as of September 2026. Chain locations make up 91% of them, against 84% across the U.S. That is 22.4 per 10,000 households, 2.1 times the U.S. rate of 10.9.

In 2023, official counts showed 21 businesses with payroll in the Monticello area classed as gasoline stations. That is one for every 488 households, against one for every 1,184 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $1.2M has gone to businesses classed as gasoline stations in the Monticello area. Population estimates show the Monticello area grew 2.0% from 2020 to 2025, slower than the U.S. (+3.1%).

How the Monticello area compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all gasoline and other fuels by the gas stations counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Gas stations in Monticello, IN area compared with Indiana and the U.S.
MeasureMonticello areaIndianaU.S.
Listings per 10k households22.413.710.9
Spending per listing$1.3M$2M$2.4M
Households per official establishment4889411,184
Official establishment growth, 2019–2023n/a+3.4%−3.1%
Population growth, 2020–2025+2.0%+2.7%+3.1%
Spending per household on gasoline and other fuels$2,971$2,718$2,595
Median household income$67,303$71,957$80,734
Groundwork market score3741

Official counts and lending

Businesses

Official establishments, 2019 to 2023
21
Employees, 2023
103
Annual payroll, 2023
$4.2M
One-person businesses, 2023
0Businesses with no payroll
Map listings, September 2026
2321 chain locations
Listings at the U.S. rate for this spending
13The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$1.2M

SBA-backed loans to businesses classed as gasoline stations in the Monticello area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Monticello area

Population, 2025 estimate
25,164+2.0% since 2020
Households
10,254
Median age
42.3
Homes lived in by their owners
81%
Vehicles per household
2.1
Land area
505 sq. mi.
People per square mile
49
Median household income
$67,303
Average household income
$83,596
Median home value
$175,900
Jobs located here
8,813
Daytime population
21,324Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Monticello area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the gas stations on map listings by name and distance.

Or open the report at the center of the Monticello area. Signed out, you see a blurred preview; on an account, each report is one action.

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Gas stations across Indiana

Every Indiana market ranked →

The highest-scoring small-town markets in Indiana for gas stations, numbered among those based in Indiana, with the Monticello area marked.

Top small-town markets in Indiana

Small-town markets in Indiana ranked for gas stations by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Madison, IN84107.8$3.9M+0.6%#11 of 536
2Washington, IN78108.5$3.5M+2.5%#34 of 536
3Auburn, IN732313.5$2.3M+2.9%#61 of 536
4Jasper, IN672212.5$2.4M+0.9%#97 of 536
5Bedford, IN642714.1$2.2M+1.2%#117 of 536
6Seymour, IN632413.2$2.2M+1.9%#131 of 536
7Warsaw, IN634313.5$2.1M+0.9%#133 of 536
8Frankfort, IN582016.0$1.9M+0.4%#184 of 536
9Kendallville, IN533117.1$1.7M+1.0%#237 of 536
10Greencastle, IN522517.7$1.7M+3.2%#254 of 536
17Monticello, IN372322.4$1.3M+2.0%#406 of 536

Other business types in the Monticello area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many gas stations are in the Monticello, IN area?

Map listings as of September 2026 show 23 gas stations in the Monticello area. 21 of them (91%) are chain locations. The listings count gas stations. Official counts show 21 businesses with payroll classed as gasoline stations in 2023.

How much do households in the Monticello, IN area spend on gasoline and other fuels?

About $30.5M a year, or $2,971 per household. That is 14% above the U.S. average (an index of 114, where 100 is the U.S. average). Spread across the 23 gas stations on map listings, it comes to $1.3M per station. It is estimated from the incomes of the 10,254 households in the Monticello area and national spending patterns by income.

How does the Monticello, IN area compare with the U.S. for gas stations?

The Monticello area has 22.4 gas stations per 10,000 households, 2.1 times the U.S. rate of 10.9. Spending per station is $1.3M, 44% below the U.S. figure of $2.4M. At the U.S. ratio of gas stations to household spending, the Monticello area would have about 13, against 23 on map listings. There is one business with payroll in the industry for every 488 households, against one for every 1,184 across the U.S.

How fast is the Monticello, IN area growing?

Population estimates put the Monticello area at 25,164 people in 2025, up 2.0% since 2020, slower than the U.S. (+3.1%). It has 10,254 households. Median household income in the Monticello area is $67,303, 17% below the U.S. median of $80,734.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Monticello area scores 37 for gas stations (lower middle), #406 of 536 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Monticello area. It maps the gas stations on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for gas stations · All 56 business types in the Monticello area

Screening a site or an acquisition in the Monticello area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Monticello area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.