Groundwork

Food and drink · Small-town market · Indiana

Restaurants and cafes in the Bedford, IN area

The restaurants and cafes in the Bedford, IN area, the household spending behind them and how the market ranks against other small-town markets.

Groundwork market score · out of 100

Score 84 out of 100: High

Ranked #16 of 538 scored small-town markets
#2 of 25 scored small-town markets based in Indiana

Listings
110
55 chain locations (50%)
Official establishments
43
0.0% since 2019
Household spending a year
$67.7M
On food away from home · $3,538 a household
Spending per listing
$615K
66% above the U.S.
Listings per 10k households
57.5
48% below the U.S.
Population, 2025
45,568
+1.2% since 2020

See the restaurants and cafes around any address in the Bedford area

The site report maps the restaurants and cafes on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of the Bedford area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

The Groundwork market score for restaurants and cafes in the Bedford area is 84 (high), #16 of 538 scored small-town markets and #2 of 25 scored small-town markets based in Indiana. That puts it in the top 10% of small-town markets for restaurants and cafes.

As of September 2026, map listings count 110 restaurants and cafes in the Bedford area. Of those, 55 are chain locations, or 50%, against 34% across the U.S. That is 57.5 per 10,000 households, 48% below the U.S. rate of 109.8.

Households in the Bedford area spend about $67.7M a year on food away from home, or $3,538 per household, 13% below the U.S. average. That is about $615K of household spending for each restaurant on map listings, 66% above the U.S. figure of $371K.

Official counts show 43 businesses with payroll classed as restaurants and other eating places in the Bedford area in 2023, unchanged from 2019. That is one for every 445 households, against one for every 209 across the U.S. Since fiscal 2022, 4 SBA-backed loans worth $2.2M have gone to businesses classed as restaurants and other eating places in the Bedford area. Between 2020 and 2025, the population of the Bedford area grew 1.2%, slower than the U.S. (+3.1%).

How the Bedford area compares

The same measures for Indiana and the whole U.S. Spending per listing divides a year of household spending on all food away from home by the restaurants and cafes counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Restaurants and cafes in Bedford, IN area compared with Indiana and the U.S.
MeasureBedford areaIndianaU.S.
Listings per 10k households57.592.4109.8
Spending per listing$615K$412K$371K
Households per official establishment445235209
Official establishment growth, 2019–20230.0%+7.3%+6.0%
Population growth, 2020–2025+1.2%+2.7%+3.1%
Spending per household on food away from home$3,538$3,802$4,070
Median household income$66,468$71,957$80,734
Groundwork market score8462

Official counts and lending

Businesses

Official establishments, 2019 to 2023
430.0% over the period
Employees, 2023
1,080
Annual payroll, 2023
$19.7M
One-person businesses, 2023
6Businesses with no payroll
Map listings, September 2026
11055 chain locations
Listings at the U.S. rate for this spending
183The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
4
Amount
$2.2M

SBA-backed loans to businesses classed as restaurants and other eating places in the Bedford area, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in the Bedford area

Population, 2025 estimate
45,568+1.2% since 2020
Households
19,135
Median age
42.9
Homes lived in by their owners
81%
Vehicles per household
2.1
Land area
449 sq. mi.
People per square mile
100
Median household income
$66,468+24.0% vs. 2015–2019, before inflation
Average household income
$82,010
Median home value
$175,000
Jobs located here
12,745
Daytime population
38,519Residents who don’t work, plus everyone whose job is here

Looking at a specific site in the Bedford area?

These figures cover the whole small-town market. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the restaurants and cafes on map listings by name and distance.

Or open the report at the center of the Bedford area. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Restaurants and cafes across Indiana

Every Indiana market ranked →

The highest-scoring small-town markets in Indiana for restaurants and cafes, numbered among those based in Indiana, with the Bedford area marked.

Top small-town markets in Indiana

Small-town markets in Indiana ranked for restaurants and cafes by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Greencastle, IN8511379.9$472K+3.2%#13 of 538
2Bedford, IN8411057.5$615K+1.2%#16 of 538
3Decatur, IN818266.1$537K+2.2%#24 of 538
4Kendallville, IN7914077.0$475K+1.0%#31 of 538
5Washington, IN799580.4$452K+2.5%#34 of 538
6Huntington, IN7611776.0$467K+1.6%#45 of 538
7New Castle, IN7214477.2$443K+0.5%#66 of 538
8Crawfordsville, IN7213184.0$439K+2.7%#68 of 538
9Greensburg, IN688983.1$453K+0.4%#89 of 538
10Auburn, IN6815389.5$414K+2.9%#92 of 538

Other business types in the Bedford area

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many restaurants and cafes are in the Bedford, IN area?

The Bedford area has 110 restaurants and cafes on map listings as of September 2026. 55 of them (50%) are chain locations. The listings count every restaurant, cafe, bar, bakery and food truck. Official counts show 43 businesses with payroll classed as restaurants and other eating places in 2023, unchanged from 2019. Official counts list 6 one-person businesses without payroll.

How much do households in the Bedford, IN area spend on food away from home?

About $67.7M a year, or $3,538 per household. That is 13% below the U.S. average (an index of 87, where 100 is the U.S. average). Spread across the 110 restaurants and cafes on map listings, it comes to $615K per restaurant. It is estimated from the incomes of the 19,135 households in the Bedford area and national spending patterns by income.

How does the Bedford, IN area compare with the U.S. for restaurants and cafes?

The Bedford area has 57.5 restaurants and cafes per 10,000 households, 48% below the U.S. rate of 109.8. Spending per restaurant is $615K, 66% above the U.S. figure of $371K. At the national ratio of restaurants and cafes to household spending, the Bedford area would have about 183, against 110 on map listings. There is one business with payroll in the industry for every 445 households, against one for every 209 across the U.S. The official count held level from 2019 to 2023, against +6.0% for the U.S.

How fast is the Bedford, IN area growing?

Population estimates put the Bedford area at 45,568 people in 2025, up 1.2% since 2020, slower than the U.S. (+3.1%). It has 19,135 households. The median household income in the Bedford area is $66,468 a year, 18% below the U.S. median of $80,734. That rose 24.0% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. A small-town market is a town of 10,000 to 50,000 people and the county or counties tied to it by commuting. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The Bedford area scores 84 for restaurants and cafes (high), #16 of 538 scored small-town markets.

How can I see the market around a specific site?

Run a Groundwork site report on an address in the Bedford area. It maps the restaurants and cafes on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for restaurants and cafes · All 56 business types in the Bedford area

Screening a site or an acquisition in the Bedford area?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of the Bedford area. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.