Groundwork

Real estate · County · North Carolina

Real estate businesses in Clay County, NC

Competitor counts, household spending and official business counts for real estate businesses in Clay County, NC, set against other counties and the U.S.

Groundwork market score · out of 100

Score 59 out of 100: Upper middle

Ranked #639 of 2,229 scored counties
#28 of 90 scored counties in North Carolina

Listings
13
0 chain locations (0%)
Official establishments
3
Businesses with payroll, 2023
Household spending a year
$70M
On rent and homeowner costs · $13,771 a household
Housing spending per listing (U.S. = 100)
124
24% above the U.S.
Listings per 10k households
25.6
34% below the U.S.
Population, 2025
12,239
+9.9% since 2020

See the real estate businesses around any address in Clay County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Map listings as of September 2026 show 13 real estate businesses in Clay County. None of them are chain locations, against 6% across the U.S. That is 25.6 per 10,000 households, 34% below the U.S. rate of 38.5.

Households in Clay County spend about $70M a year on rent and homeowner costs, or $13,771 per household, 17% below the U.S. average. Housing spending per office is 24% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in.

In 2023, official counts showed 3 businesses with payroll in Clay County classed as real estate agents, property managers, mortgage lenders and inspectors. That is one for every 1,694 households, against one for every 414 across the U.S. Official counts list 103 one-person businesses without payroll.

Between 2020 and 2025, the population of Clay County grew 9.9%, faster than the U.S. (+3.1%). For real estate businesses, Clay County has a Groundwork market score of 59 (upper middle): #639 of 2,229 scored counties and #28 of 90 scored counties in North Carolina.

How Clay County compares

The same measures for North Carolina and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Clay County, NC compared with North Carolina and the U.S.
MeasureClay CountyNorth CarolinaU.S.
Listings per 10k households25.637.838.5
Housing spending per listing (U.S. = 100)12492100
Households per official establishment1,694378414
Official establishment growth, 2019–2023n/a+20.8%+15.8%
Population growth, 2020–2025+9.9%+7.2%+3.1%
Spending per household on rent and homeowner costs$13,771$15,139$16,661
Median household income$56,971$72,388$80,734
Groundwork market score5940

Official counts and lending

Businesses

Official establishments, 2019 to 2023
4 → 3
Employees, 2023
3
Annual payroll, 2023
$136K
One-person businesses, 2023
103Businesses with no payroll
Map listings, September 2026
130 chain locations
Listings at the U.S. rate for this spending
16The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Clay County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Clay County

Population, 2025 estimate
12,239+9.9% since 2020
Households
5,081
Median age
55.1
Homes lived in by their owners
81%
Vehicles per household
2.1
Land area
215 sq. mi.
People per square mile
54
Median household income
$56,971+34.9% vs. 2015–2019, before inflation
Average household income
$84,069
Median home value
$278,400
Jobs located here
2,096
Daytime population
9,580Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Clay County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

Free10 actions over 3 days, no card

Real estate across North Carolina

Every North Carolina market ranked →

The highest-scoring counties in North Carolina for real estate businesses, numbered among those based in North Carolina, with Clay County marked.

Top counties in North Carolina

Counties in North Carolina ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Duplin County, NC78178.2374+6.0%#52 of 2,229
2Perquimans County, NC7658.9369+3.6%#80 of 2,229
3Camden County, NC76615.0244+8.8%#90 of 2,229
4Yadkin County, NC75117.3445+2.9%#95 of 2,229
5Hoke County, NC752412.5264+9.0%#106 of 2,229
6Franklin County, NC753713.0263+18.8%#108 of 2,229
7Sampson County, NC71219.7312+4.1%#182 of 2,229
8Person County, NC712012.5264+3.7%#187 of 2,229
9Davidson County, NC7010014.3229+6.6%#208 of 2,229
10Rowan County, NC677512.7259+5.6%#298 of 2,229
28Clay County, NC591325.6124+9.9%#639 of 2,229

Other business types in Clay County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in Clay County, NC?

There are 13 real estate businesses on map listings in Clay County as of September 2026. None of them are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 3 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023. Official counts also show 103 one-person businesses without payroll.

How much do households in Clay County, NC spend on rent and homeowner costs?

About $70M a year, or $13,771 per household. That is 17% below the U.S. average (an index of 83, where 100 is the U.S. average). For the 13 real estate businesses on map listings, housing spending per office is 24% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in. It is estimated from the incomes of the 5,081 households in Clay County and national spending patterns by income.

How does Clay County, NC compare with the U.S. for real estate businesses?

Clay County has 25.6 real estate businesses per 10,000 households, 34% below the U.S. rate of 38.5. The index of housing spending per office is 124, where 100 is the U.S. At the national ratio of real estate businesses to household spending, Clay County would have about 16, against 13 on map listings. There is one business with payroll in the industry for every 1,694 households, against one for every 414 across the U.S.

How fast is Clay County, NC growing?

Population estimates put Clay County at 12,239 people in 2025, up 9.9% since 2020, faster than the U.S. (+3.1%). It has 5,081 households. The median household income in Clay County is $56,971 a year, 29% below the U.S. median of $80,734. That rose 34.9% from the 2015–2019 survey, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Clay County scores 59 for real estate businesses (upper middle), #639 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Clay County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in Clay County

Screening a site or an acquisition in Clay County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Clay County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.