Groundwork

Real estate · County · Minnesota

Real estate businesses in Beltrami County, MN

Competitor counts, household spending and official business counts for real estate businesses in Beltrami County, MN, set against other counties and the U.S.

Groundwork market score · out of 100

Score 36 out of 100: Lower middle

Ranked #1,840 of 2,229 scored counties
#54 of 65 scored counties in Minnesota

Listings
56
2 chain locations (4%)
Official establishments
23
+4.6% since 2019
Household spending a year
$246.4M
On rent and homeowner costs · $13,557 a household
Housing spending per listing (U.S. = 100)
102
2% above the U.S.
Listings per 10k households
30.8
20% below the U.S.
Population, 2025
47,055
+1.8% since 2020

See the real estate businesses around any address in Beltrami County

The site report maps the real estate businesses on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Beltrami County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

Beltrami County scores 36 (lower middle) on the Groundwork market score for real estate businesses, ranking #1,840 of 2,229 scored counties and #54 of 65 scored counties in Minnesota. That puts it in the bottom quarter of counties.

At $13,557 per household (19% below the U.S. average), households in Beltrami County spend about $246.4M a year on rent and homeowner costs. Housing spending per office is 2% above the U.S. figure. The spending figure is all rent and homeowner costs, a measure of housing demand, not money real estate businesses take in.

There are 56 real estate businesses on map listings in Beltrami County as of September 2026. Chain locations make up 4% of them, against 6% across the U.S. That is 30.8 per 10,000 households, 20% below the U.S. rate of 38.5.

The official count of businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in Beltrami County was 23 in 2023, up 4.6% from 2019. That is one for every 790 households, against one for every 414 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $417K has gone to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Beltrami County. Population estimates show Beltrami County grew 1.8% from 2020 to 2025, slower than the U.S. (+3.1%).

How Beltrami County compares

The same measures for Minnesota and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.

Real estate in Beltrami County, MN compared with Minnesota and the U.S.
MeasureBeltrami CountyMinnesotaU.S.
Listings per 10k households30.836.438.5
Housing spending per listing (U.S. = 100)10296100
Households per official establishment790402414
Official establishment growth, 2019–2023+4.6%+11.5%+15.8%
Population growth, 2020–2025+1.8%+2.1%+3.1%
Spending per household on rent and homeowner costs$13,557$15,162$16,661
Median household income$68,975$89,062$80,734
Groundwork market score3636

Official counts and lending

Businesses

Official establishments, 2019 to 2023
22 → 23+4.6% over the period
Employees, 2023
52
Annual payroll, 2023
$2.6M
One-person businesses, 2023
122Businesses with no payroll
Map listings, September 2026
562 chain locations
Listings at the U.S. rate for this spending
57The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
1
Amount
$417K

SBA-backed loans to businesses classed as real estate agents, property managers, mortgage lenders and inspectors in Beltrami County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Beltrami County

Population, 2025 estimate
47,055+1.8% since 2020
Households
18,172
Median age
37.0
Homes lived in by their owners
70%
Vehicles per household
2.0
Land area
2,505 sq. mi.
People per square mile
19
Median household income
$68,975+40.3% vs. 2015–2019, before inflation
Average household income
$89,694
Median home value
$237,500
Jobs located here
21,323
Daytime population
47,553Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Beltrami County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the real estate businesses on map listings by name and distance.

Or open the report at the center of Beltrami County. Signed out, you see a blurred preview; on an account, each report is one action.

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Real estate across Minnesota

Every Minnesota market ranked →

The highest-scoring counties in Minnesota for real estate businesses, numbered among those based in Minnesota, with Beltrami County marked.

Top counties in Minnesota

Counties in Minnesota ranked for real estate businesses by Groundwork market score
MarketScoreListingsPer 10k householdsHousing spending per listing (U.S. = 100)Population growthU.S. rank
1Dodge County, MN791012.4282+2.3%#41 of 2,229
2Fillmore County, MN711011.5280+1.4%#186 of 2,229
3Kanabec County, MN681015.2205+3.6%#278 of 2,229
4Nicollet County, MN661914.6230−0.7%#337 of 2,229
5Clay County, MN643613.6240+3.6%#403 of 2,229
6Carlton County, MN642014.2229+1.4%#407 of 2,229
7Sibley County, MN631016.9195+3.6%#459 of 2,229
8Polk County, MN61118.9354−1.8%#523 of 2,229
9Faribault County, MN61813.2233−0.1%#531 of 2,229
10Wadena County, MN61813.2224+1.9%#533 of 2,229
54Beltrami County, MN365630.8102+1.8%#1,840 of 2,229

Other business types in Beltrami County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many real estate businesses are in Beltrami County, MN?

As of September 2026, map listings count 56 real estate businesses in Beltrami County. 2 of them (4%) are chain locations. The listings count real estate agents and brokers, property managers, mortgage brokers and lenders, and home inspectors. Official counts show 23 businesses with payroll classed as real estate agents, property managers, mortgage lenders and inspectors in 2023, up 4.6% from 2019. Another 122 one-person businesses have no payroll, by official counts.

How much do households in Beltrami County, MN spend on rent and homeowner costs?

About $246.4M a year, or $13,557 per household. That is 19% below the U.S. average (an index of 81, where 100 is the U.S. average). For the 56 real estate businesses on map listings, housing spending per office is 2% above the U.S. figure. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money real estate businesses take in. It is estimated from the incomes of the 18,172 households in Beltrami County and national spending patterns by income.

How does Beltrami County, MN compare with the U.S. for real estate businesses?

Beltrami County has 30.8 real estate businesses per 10,000 households, 20% below the U.S. rate of 38.5. The index of housing spending per office is 102, where 100 is the U.S. At the U.S. ratio of real estate businesses to household spending, Beltrami County would have about 57, against 56 on map listings. There is one business with payroll in the industry for every 790 households, against one for every 414 across the U.S. The official count rose 4.6% from 2019 to 2023, against +15.8% for the U.S.

How fast is Beltrami County, MN growing?

Population estimates put Beltrami County at 47,055 people in 2025, up 1.8% since 2020, slower than the U.S. (+3.1%). It has 18,172 households. Median household income in Beltrami County is $68,975, 15% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 40.3%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Beltrami County scores 36 for real estate businesses (lower middle), #1,840 of 2,229 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Beltrami County. It maps the real estate businesses on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for real estate businesses · All 56 business types in Beltrami County

Screening a site or an acquisition in Beltrami County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Beltrami County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.