Real estate · County · Kentucky
Mortgage brokers and lenders in Cumberland County, KY
The mortgage brokers and lenders in Cumberland County, KY, the household spending behind them and how the market ranks against other counties.
Groundwork market score
Not scored
Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
- Listings
- 1
- 1 chain location (100%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $31.2M
- On rent and homeowner costs · $11,880 a household
- Housing spending per listing (U.S. = 100)
- 80
- Too few listings to compare
- Listings per 10k households
- 3.8
- Too few listings to compare
- Population, 2025
- 5,992
- +2.3% since 2020
See the mortgage brokers and lenders around any address in Cumberland County
The site report maps the mortgage brokers and lenders on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
As of September 2026, map listings count 1 mortgage broker or lender in Cumberland County. That is 3.8 per 10,000 households.
Household spending on rent and homeowner costs in Cumberland County comes to about $31.2M a year: $11,880 per household, 29% below the U.S. average. That figure is all rent and homeowner costs, used as a measure of housing demand; it is not money mortgage brokers and lenders take in.
There is no official count of businesses with payroll classed as mortgage brokers and real estate lenders in Cumberland County: counts under 3 aren’t published.
Population estimates show Cumberland County grew 2.3% from 2020 to 2025, slower than the U.S. (+3.1%). Counties under 10,000 people aren’t given a market score, since a few businesses can swing their figures.
How Cumberland County compares
The same measures for Kentucky and the whole U.S. Housing spending per listing divides all rent and homeowner costs by the listings counted: a measure of housing demand for each business, not money any of them take in, so it is shown against the U.S. (100) only. Households per establishment divides households by the official count.
| Measure | Cumberland County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 3.8 | 3.1 | 4.3 |
| Housing spending per listing (U.S. = 100) | 80 | 118 | 100 |
| Households per official establishment | n/a | 7,144 | 4,897 |
| Official establishment growth, 2019–2023 | n/a | +13.4% | +9.5% |
| Population growth, 2020–2025 | +2.3% | +2.2% | +3.1% |
| Spending per household on rent and homeowner costs | $11,880 | $14,283 | $16,661 |
| Median household income | $40,000 | $63,726 | $80,734 |
| Groundwork market score | Not scored | 53 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 11 chain location
- Listings at the U.S. rate for this spending
- 1The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as mortgage brokers and real estate lenders in Cumberland County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cumberland County
- Population, 2025 estimate
- 5,992+2.3% since 2020
- Households
- 2,630
- Median age
- 44.3
- Homes lived in by their owners
- 76%
- Vehicles per household
- 1.8
- Land area
- 305 sq. mi.
- People per square mile
- 19
- Median household income
- $40,000
- Average household income
- $52,947
- Median home value
- $141,100
- Jobs located here
- 2,367
- Daytime population
- 6,096Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cumberland County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the mortgage brokers and lenders on map listings by name and distance.
Or open the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardMortgage brokers and lenders across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for mortgage brokers and lenders, numbered among those based in Kentucky, with Cumberland County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Housing spending per listing (U.S. = 100) | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Oldham County, KY | 79 | 5 | 2.2 | 220 | +4.9% | #36 of 887 |
| 2Scott County, KY | 77 | 5 | 2.2 | 185 | +8.2% | #52 of 887 |
| 3Hardin County, KY | 64 | 12 | 2.7 | 139 | +2.4% | #190 of 887 |
| 4Shelby County, KY | 60 | 6 | 3.2 | 123 | +6.2% | #251 of 887 |
| 5Campbell County, KY | 59 | 11 | 2.8 | 143 | +2.5% | #265 of 887 |
| 6Bullitt County, KY | 57 | 11 | 3.5 | 114 | +5.0% | #301 of 887 |
| 7Boone County, KY | 57 | 21 | 4.1 | 105 | +6.5% | #303 of 887 |
| 8Madison County, KY | 55 | 15 | 4.0 | 90 | +9.4% | #338 of 887 |
| 9Warren County, KY | 52 | 21 | 3.8 | 97 | +10.6% | #401 of 887 |
| 10Laurel County, KY | 51 | 6 | 2.5 | 137 | +1.6% | #415 of 887 |
| Cumberland County, KY | Not scored | 1 | 3.8 | 80 | +2.3% |
Other business types in Cumberland County
None has a Groundwork market score here. Counties under 10,000 people aren’t scored, since a few businesses can swing their figures.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
- Real estate
- Real estate agents and brokers
- Property management
- Mortgage brokers and lenders
- Home inspectors
Funeral services
Questions
How many mortgage brokers and lenders are in Cumberland County, KY?
Cumberland County has 1 mortgage broker or lender on map listings as of September 2026. The listings count mortgage brokers and mortgage lenders. No official count is published for mortgage brokers and real estate lenders in Cumberland County: counts under 3 are left out.
How much do households in Cumberland County, KY spend on rent and homeowner costs?
About $31.2M a year, or $11,880 per household. That is 29% below the U.S. average (an index of 71, where 100 is the U.S. average). The spending figure is all rent and homeowner costs, a measure of housing demand, not money mortgage brokers and lenders take in. It is estimated from the incomes of the 2,630 households in Cumberland County and national spending patterns by income.
How does Cumberland County, KY compare with the U.S. for mortgage brokers and lenders?
Cumberland County has 1 mortgage broker or lender on map listings, too few for a steady comparison with the U.S. rate. The count on map listings matches the U.S. ratio of mortgage brokers and lenders to household spending.
How fast is Cumberland County, KY growing?
Population estimates put Cumberland County at 5,992 people in 2025, up 2.3% since 2020, slower than the U.S. (+3.1%). It has 2,630 households. The median household income in Cumberland County is $40,000 a year, 50% below the U.S. median of $80,734.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. The score leaves out counties under 10,000 people, where a handful of businesses would swing it.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cumberland County. It maps the mortgage brokers and lenders on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for mortgage brokers and lenders · All 56 business types in Cumberland County
Screening a site or an acquisition in Cumberland County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cumberland County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.