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Insurance agencies in Lewis County, NY

Competitor counts, household spending and official business counts for insurance agencies in Lewis County, NY, set against other counties and the U.S.

Groundwork market score · out of 100

Score 51 out of 100: Upper middle

Ranked #1,071 of 2,272 scored counties
#15 of 60 scored counties in New York

Listings
12
4 chain locations (33%)
Official establishments
7
Businesses with payroll, 2023
Household spending a year
$19.1M
On vehicle insurance · $1,715 a household
Spending per listing
$1.6M
26% above the U.S.
Listings per 10k households
10.8
31% below the U.S.
Population, 2025
26,479
−0.3% since 2020

See the insurance agencies around any address in Lewis County

The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Lewis County. Signed out, you see a blurred preview; on an account, each report is one action.

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Survey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure

What this means

At $1,715 per household (12% below the U.S. average), households in Lewis County spend about $19.1M a year on vehicle insurance. That works out to $1.6M per agency, 26% above the U.S. figure of $1.3M.

There are 12 insurance agencies on map listings in Lewis County as of September 2026. Chain locations make up 33% of them, against 21% across the U.S. Per 10,000 households, that is 10.8, 31% below the U.S. rate of 15.6.

Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in Lewis County in 2023. That is one for every 1,587 households, against one for every 966 across the U.S.

Population estimates show Lewis County declined 0.3% from 2020 to 2025, against +3.1% for the U.S. Lewis County scores 51 (upper middle) on the Groundwork market score for insurance agencies, ranking #1,071 of 2,272 scored counties and #15 of 60 scored counties in New York.

How Lewis County compares

The same measures for New York and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.

Insurance agencies in Lewis County, NY compared with New York and the U.S.
MeasureLewis CountyNew YorkU.S.
Listings per 10k households10.810.715.6
Spending per listing$1.6M$1.1M$1.3M
Households per official establishment1,5871,216966
Official establishment growth, 2019–2023n/a−4.7%−1.0%
Population growth, 2020–2025−0.3%−0.6%+3.1%
Spending per household on vehicle insurance$1,715$1,132$1,957
Median household income$68,182$85,974$80,734
Groundwork market score5128

Official counts and lending

Businesses

Official establishments, 2019 to 2023
12 → 7
Employees, 2023
28
Annual payroll, 2023
$2.5M
One-person businesses, 2023
Not publishedNot published for this business type
Map listings, September 2026
124 chain locations
Listings at the U.S. rate for this spending
15The U.S. ratio of listings to household spending, applied here

SBA-backed loans since fiscal 2022

Loans
0
Amount
$0

SBA-backed loans to businesses classed as insurance agencies and brokerages in Lewis County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.

Population and households in Lewis County

Population, 2025 estimate
26,479−0.3% since 2020
Households
11,110
Median age
42.2
Homes lived in by their owners
80%
Vehicles per household
1.9
Land area
1,276 sq. mi.
People per square mile
21
Median household income
$68,182+25.1% vs. 2015–2019, before inflation
Average household income
$80,901
Median home value
$166,100
Jobs located here
6,520
Daytime population
23,754Residents who don’t work, plus everyone whose job is here

Looking at a specific site in Lewis County?

These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.

Or open the report at the center of Lewis County. Signed out, you see a blurred preview; on an account, each report is one action.

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Insurance agencies across New York

Every New York market ranked →

The highest-scoring counties in New York for insurance agencies, numbered among those based in New York, with Lewis County marked.

Top counties in New York

Counties in New York ranked for insurance agencies by Groundwork market score
MarketScoreListingsPer 10k householdsSpending per listingPopulation growthU.S. rank
1Tioga County, NY63104.9$3.3M−1.9%#677 of 2,272
2Allegany County, NY62126.8$2.3M+0.9%#714 of 2,272
3Seneca County, NY6175.1$3M−1.7%#742 of 2,272
4Wayne County, NY61236.0$2.7M+0.1%#744 of 2,272
5Washington County, NY60124.9$3.3M−2.9%#770 of 2,272
6Orleans County, NY59116.8$2.4M−0.5%#792 of 2,272
7Richmond County, NY581126.6$2M+1.3%#835 of 2,272
8Chenango County, NY57136.5$2.4M−2.9%#858 of 2,272
9Yates County, NY5766.3$2.3M−0.8%#860 of 2,272
10Rensselaer County, NY57497.3$2M−0.2%#866 of 2,272
15Lewis County, NY511210.8$1.6M−0.3%#1,071 of 2,272

Other business types in Lewis County

Each with its Groundwork market score here, out of 100, where it has one.

Questions

How many insurance agencies are in Lewis County, NY?

As of September 2026, map listings count 12 insurance agencies in Lewis County. 4 of them (33%) are chain locations. The listings count insurance agencies. Official counts show 7 businesses with payroll classed as insurance agencies and brokerages in 2023.

How much do households in Lewis County, NY spend on vehicle insurance?

About $19.1M a year, or $1,715 per household. That is 12% below the U.S. average (an index of 88, where 100 is the U.S. average). Spread across the 12 insurance agencies on map listings, it comes to $1.6M per agency. It is estimated from the incomes of the 11,110 households in Lewis County and national spending patterns by income.

How does Lewis County, NY compare with the U.S. for insurance agencies?

Lewis County has 10.8 insurance agencies per 10,000 households, 31% below the U.S. rate of 15.6. Spending per agency is $1.6M, 26% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Lewis County would have about 15, against 12 on map listings. There is one business with payroll in the industry for every 1,587 households, against one for every 966 across the U.S.

How fast is Lewis County, NY growing?

Population estimates put Lewis County at 26,479 people in 2025, down 0.3% since 2020, against +3.1% for the U.S. It has 11,110 households. Median household income in Lewis County is $68,182, 16% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.1%, before inflation.

What is the Groundwork market score?

The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Lewis County scores 51 for insurance agencies (upper middle), #1,071 of 2,272 scored counties.

How can I see the market around a specific site?

Run a Groundwork site report on an address in Lewis County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.

How the score works · Top markets for insurance agencies · All 56 business types in Lewis County

Screening a site or an acquisition in Lewis County?

A site report maps the competitors on map listings near an address and sizes the households and spending around it.

The button opens the report at the center of Lewis County. Signed out, you see a blurred preview; on an account, each report is one action.

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are estimates for research only. Not investment or real estate advice.