Auto · County · New York
Insurance agencies in Cattaraugus County, NY
The insurance agencies in Cattaraugus County, NY, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 32 out of 100: Lower middle
Ranked #1,739 of 2,272 scored counties
#47 of 60 scored counties in New York
- Listings
- 39
- 8 chain locations (21%)
- Official establishments
- 24
- −17.2% since 2019
- Household spending a year
- $46.8M
- On vehicle insurance · $1,467 a household
- Spending per listing
- $1.2M
- 4% below the U.S.
- Listings per 10k households
- 12.2
- 22% below the U.S.
- Population, 2025
- 75,390
- −2.1% since 2020
See the insurance agencies around any address in Cattaraugus County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Cattaraugus County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
The Groundwork market score for insurance agencies in Cattaraugus County is 32 (lower middle), #1,739 of 2,272 scored counties and #47 of 60 scored counties in New York. That puts it in the bottom quarter of counties.
At $1,467 per household (25% below the U.S. average), households in Cattaraugus County spend about $46.8M a year on vehicle insurance. Spread across 39 insurance agencies, that is $1.2M per agency, 4% below the U.S. figure of $1.3M.
There are 39 insurance agencies on map listings in Cattaraugus County as of September 2026. Chain locations make up 21% of them, against 21% across the U.S. That is 12.2 per 10,000 households, 22% below the U.S. rate of 15.6.
Official counts show 24 businesses with payroll classed as insurance agencies and brokerages in Cattaraugus County in 2023, down 17.2% from 2019. That is one for every 1,329 households, against one for every 966 across the U.S. Population estimates put the population change in Cattaraugus County from 2020 to 2025 at −2.1%, against +3.1% for the U.S.
How Cattaraugus County compares
The same measures for New York and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Cattaraugus County | New York | U.S. |
|---|---|---|---|
| Listings per 10k households | 12.2 | 10.7 | 15.6 |
| Spending per listing | $1.2M | $1.1M | $1.3M |
| Households per official establishment | 1,329 | 1,216 | 966 |
| Official establishment growth, 2019–2023 | −17.2% | −4.7% | −1.0% |
| Population growth, 2020–2025 | −2.1% | −0.6% | +3.1% |
| Spending per household on vehicle insurance | $1,467 | $1,132 | $1,957 |
| Median household income | $59,540 | $85,974 | $80,734 |
| Groundwork market score | 32 | 28 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 29 → 24−17.2% over the period
- Employees, 2023
- 114
- Annual payroll, 2023
- $15.8M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 398 chain locations
- Listings at the U.S. rate for this spending
- 37The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Cattaraugus County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Cattaraugus County
- Population, 2025 estimate
- 75,390−2.1% since 2020
- Households
- 31,895
- Median age
- 43.2
- Homes lived in by their owners
- 75%
- Vehicles per household
- 1.6
- Land area
- 1,308 sq. mi.
- People per square mile
- 58
- Median household income
- $59,540+22.3% vs. 2015–2019, before inflation
- Average household income
- $75,425
- Median home value
- $113,100
- Jobs located here
- 27,111
- Daytime population
- 72,231Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Cattaraugus County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Cattaraugus County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across New York
Every New York market ranked →The highest-scoring counties in New York for insurance agencies, numbered among those based in New York, with Cattaraugus County marked.
Top counties in New York
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Tioga County, NY | 63 | 10 | 4.9 | $3.3M | −1.9% | #677 of 2,272 |
| 2Allegany County, NY | 62 | 12 | 6.8 | $2.3M | +0.9% | #714 of 2,272 |
| 3Seneca County, NY | 61 | 7 | 5.1 | $3M | −1.7% | #742 of 2,272 |
| 4Wayne County, NY | 61 | 23 | 6.0 | $2.7M | +0.1% | #744 of 2,272 |
| 5Washington County, NY | 60 | 12 | 4.9 | $3.3M | −2.9% | #770 of 2,272 |
| 6Orleans County, NY | 59 | 11 | 6.8 | $2.4M | −0.5% | #792 of 2,272 |
| 7Richmond County, NY | 58 | 112 | 6.6 | $2M | +1.3% | #835 of 2,272 |
| 8Chenango County, NY | 57 | 13 | 6.5 | $2.4M | −2.9% | #858 of 2,272 |
| 9Yates County, NY | 57 | 6 | 6.3 | $2.3M | −0.8% | #860 of 2,272 |
| 10Rensselaer County, NY | 57 | 49 | 7.3 | $2M | −0.2% | #866 of 2,272 |
| 47Cattaraugus County, NY | 32 | 39 | 12.2 | $1.2M | −2.1% | #1,739 of 2,272 |
Other business types in Cattaraugus County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Cattaraugus County, NY?
As of September 2026, map listings count 39 insurance agencies in Cattaraugus County. 8 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 24 businesses with payroll classed as insurance agencies and brokerages in 2023, down 17.2% from 2019.
How much do households in Cattaraugus County, NY spend on vehicle insurance?
About $46.8M a year, or $1,467 per household. That is 25% below the U.S. average (an index of 75, where 100 is the U.S. average). Spread across the 39 insurance agencies on map listings, it comes to $1.2M per agency. It is estimated from the incomes of the 31,895 households in Cattaraugus County and national spending patterns by income.
How does Cattaraugus County, NY compare with the U.S. for insurance agencies?
Cattaraugus County has 12.2 insurance agencies per 10,000 households, 22% below the U.S. rate of 15.6. Spending per agency is $1.2M, 4% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Cattaraugus County would have about 37, against 39 on map listings. There is one business with payroll in the industry for every 1,329 households, against one for every 966 across the U.S. The official count fell 17.2% from 2019 to 2023, against −1.0% for the U.S.
How fast is Cattaraugus County, NY growing?
Population estimates put Cattaraugus County at 75,390 people in 2025, down 2.1% since 2020, against +3.1% for the U.S. It has 31,895 households. Median household income in Cattaraugus County is $59,540, 26% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 22.3%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Cattaraugus County scores 32 for insurance agencies (lower middle), #1,739 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Cattaraugus County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Cattaraugus County
Screening a site or an acquisition in Cattaraugus County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Cattaraugus County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.