Auto · County · Kentucky
Insurance agencies in Washington County, KY
The insurance agencies in Washington County, KY, the household spending behind them and how the market ranks against other counties.
Groundwork market score · out of 100
Score 69 out of 100: Upper middle
Ranked #490 of 2,272 scored counties
#36 of 84 scored counties in Kentucky
- Listings
- 5
- 1 chain location (20%)
- Official establishments
- 6
- Businesses with payroll, 2023
- Household spending a year
- $13.7M
- On vehicle insurance · $2,823 a household
- Spending per listing
- $2.7M
- 2.2 times the U.S.
- Listings per 10k households
- 10.3
- 34% below the U.S.
- Population, 2025
- 12,368
- +2.7% since 2020
See the insurance agencies around any address in Washington County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Washington County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $2,823 per household (44% above the U.S. average), households in Washington County spend about $13.7M a year on vehicle insurance. That works out to $2.7M per agency, 2.2 times the U.S. figure of $1.3M.
There are 5 insurance agencies on map listings in Washington County as of September 2026. One of them (20%) is a chain location, against 21% across the U.S. That comes to 10.3 for every 10,000 households, 34% below the U.S. rate of 15.6.
The official count of businesses with payroll classed as insurance agencies and brokerages in Washington County was 6 in 2023. That is one for every 809 households, against one for every 966 across the U.S.
Population estimates show Washington County grew 2.7% from 2020 to 2025, in step with the U.S. (+3.1%). For insurance agencies, Washington County has a Groundwork market score of 69 (upper middle): #490 of 2,272 scored counties and #36 of 84 scored counties in Kentucky. That puts it in the top quarter of counties.
How Washington County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Washington County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 10.3 | 14.9 | 15.6 |
| Spending per listing | $2.7M | $1.7M | $1.3M |
| Households per official establishment | 809 | 1,025 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.8% | −1.0% |
| Population growth, 2020–2025 | +2.7% | +2.2% | +3.1% |
| Spending per household on vehicle insurance | $2,823 | $2,467 | $1,957 |
| Median household income | $61,616 | $63,726 | $80,734 |
| Groundwork market score | 69 | 67 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 6 → 6
- Employees, 2023
- 21
- Annual payroll, 2023
- $786K
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 51 chain location
- Listings at the U.S. rate for this spending
- 11The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Washington County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Washington County
- Population, 2025 estimate
- 12,368+2.7% since 2020
- Households
- 4,852
- Median age
- 41.6
- Homes lived in by their owners
- 78%
- Vehicles per household
- 2.1
- Land area
- 297 sq. mi.
- People per square mile
- 41
- Median household income
- $61,616+14.7% vs. 2015–2019, before inflation
- Average household income
- $77,964
- Median home value
- $179,200
- Jobs located here
- 3,713
- Daytime population
- 10,105Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Washington County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Washington County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for insurance agencies, numbered among those based in Kentucky, with Washington County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Allen County, KY | 92 | 8 | 10.0 | $2.8M | +9.5% | #38 of 2,272 |
| 2Breckinridge County, KY | 91 | 8 | 9.9 | $3M | +5.2% | #48 of 2,272 |
| 3Grant County, KY | 87 | 7 | 7.6 | $3.6M | +4.7% | #96 of 2,272 |
| 4Green County, KY | 87 | 5 | 11.3 | $2.7M | +4.6% | #106 of 2,272 |
| 5Anderson County, KY | 87 | 11 | 11.4 | $2.6M | +5.5% | #107 of 2,272 |
| 6Spencer County, KY | 84 | 6 | 8.2 | $4.2M | +7.7% | #136 of 2,272 |
| 7Ohio County, KY | 84 | 9 | 9.9 | $2.9M | +0.8% | #141 of 2,272 |
| 8Logan County, KY | 84 | 12 | 10.9 | $2.5M | +4.2% | #145 of 2,272 |
| 9Scott County, KY | 84 | 26 | 11.5 | $2.3M | +8.2% | #149 of 2,272 |
| 10Trigg County, KY | 82 | 7 | 11.6 | $2.3M | +3.1% | #186 of 2,272 |
| 36Washington County, KY | 69 | 5 | 10.3 | $2.7M | +2.7% | #490 of 2,272 |
Other business types in Washington County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Washington County, KY?
As of September 2026, map listings count 5 insurance agencies in Washington County. One of them (20%) is a chain location. The listings count insurance agencies. Official counts show 6 businesses with payroll classed as insurance agencies and brokerages in 2023.
How much do households in Washington County, KY spend on vehicle insurance?
About $13.7M a year, or $2,823 per household. That is 44% above the U.S. average (an index of 144, where 100 is the U.S. average). Spread across the 5 insurance agencies on map listings, it comes to $2.7M per agency. It is estimated from the incomes of the 4,852 households in Washington County and national spending patterns by income.
How does Washington County, KY compare with the U.S. for insurance agencies?
Washington County has 10.3 insurance agencies per 10,000 households, 34% below the U.S. rate of 15.6. Spending per agency is $2.7M, 2.2 times the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Washington County would have about 11, against 5 on map listings. There is one business with payroll in the industry for every 809 households, against one for every 966 across the U.S.
How fast is Washington County, KY growing?
Population estimates put Washington County at 12,368 people in 2025, up 2.7% since 2020, in step with the U.S. (+3.1%). It has 4,852 households. Median household income in Washington County is $61,616, 24% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 14.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Washington County scores 69 for insurance agencies (upper middle), #490 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Washington County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Washington County
Screening a site or an acquisition in Washington County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Washington County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.