Auto · County · Kentucky
Insurance agencies in Warren County, KY
Competitor counts, household spending and official business counts for insurance agencies in Warren County, KY, set against other counties and the U.S.
Groundwork market score · out of 100
Score 62 out of 100: Upper middle
Ranked #738 of 2,272 scored counties
#56 of 84 scored counties in Kentucky
- Listings
- 94
- 20 chain locations (21%)
- Official establishments
- 51
- +8.5% since 2019
- Household spending a year
- $136.6M
- On vehicle insurance · $2,454 a household
- Spending per listing
- $1.5M
- 16% above the U.S.
- Listings per 10k households
- 16.9
- 8% above the U.S.
- Population, 2025
- 149,375
- +10.6% since 2020
See the insurance agencies around any address in Warren County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Warren County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
Households in Warren County spend about $136.6M a year on vehicle insurance, or $2,454 per household, 25% above the U.S. average. Spread across 94 insurance agencies, that is $1.5M per agency, 16% above the U.S. figure of $1.3M.
Warren County has 94 insurance agencies on map listings as of September 2026. Of those, 20 are chain locations, or 21%, against 21% across the U.S. That comes to 16.9 for every 10,000 households, 8% above the U.S. rate of 15.6.
In 2023, official counts showed 51 businesses with payroll in Warren County classed as insurance agencies and brokerages, up 8.5% from 2019. That is one for every 1,091 households, against one for every 966 across the U.S. Since fiscal 2022, 1 SBA-backed loan worth $315K has gone to businesses classed as insurance agencies and brokerages in Warren County.
Between 2020 and 2025, the population of Warren County grew 10.6%, faster than the U.S. (+3.1%). The Groundwork market score for insurance agencies in Warren County is 62 (upper middle), #738 of 2,272 scored counties and #56 of 84 scored counties in Kentucky.
How Warren County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Warren County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 16.9 | 14.9 | 15.6 |
| Spending per listing | $1.5M | $1.7M | $1.3M |
| Households per official establishment | 1,091 | 1,025 | 966 |
| Official establishment growth, 2019–2023 | +8.5% | −1.8% | −1.0% |
| Population growth, 2020–2025 | +10.6% | +2.2% | +3.1% |
| Spending per household on vehicle insurance | $2,454 | $2,467 | $1,957 |
| Median household income | $65,794 | $63,726 | $80,734 |
| Groundwork market score | 62 | 67 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- 47 → 51+8.5% over the period
- Employees, 2023
- 411
- Annual payroll, 2023
- $42M
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 9420 chain locations
- Listings at the U.S. rate for this spending
- 109The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 1
- Amount
- $315K
SBA-backed loans to businesses classed as insurance agencies and brokerages in Warren County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Warren County
- Population, 2025 estimate
- 149,375+10.6% since 2020
- Households
- 55,643
- Median age
- 35.3
- Homes lived in by their owners
- 56%
- Vehicles per household
- 1.9
- Land area
- 542 sq. mi.
- People per square mile
- 260
- Median household income
- $65,794+25.9% vs. 2015–2019, before inflation
- Average household income
- $89,648
- Median home value
- $258,000
- Jobs located here
- 68,446
- Daytime population
- 150,532Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Warren County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Warren County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for insurance agencies, numbered among those based in Kentucky, with Warren County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Allen County, KY | 92 | 8 | 10.0 | $2.8M | +9.5% | #38 of 2,272 |
| 2Breckinridge County, KY | 91 | 8 | 9.9 | $3M | +5.2% | #48 of 2,272 |
| 3Grant County, KY | 87 | 7 | 7.6 | $3.6M | +4.7% | #96 of 2,272 |
| 4Green County, KY | 87 | 5 | 11.3 | $2.7M | +4.6% | #106 of 2,272 |
| 5Anderson County, KY | 87 | 11 | 11.4 | $2.6M | +5.5% | #107 of 2,272 |
| 6Spencer County, KY | 84 | 6 | 8.2 | $4.2M | +7.7% | #136 of 2,272 |
| 7Ohio County, KY | 84 | 9 | 9.9 | $2.9M | +0.8% | #141 of 2,272 |
| 8Logan County, KY | 84 | 12 | 10.9 | $2.5M | +4.2% | #145 of 2,272 |
| 9Scott County, KY | 84 | 26 | 11.5 | $2.3M | +8.2% | #149 of 2,272 |
| 10Trigg County, KY | 82 | 7 | 11.6 | $2.3M | +3.1% | #186 of 2,272 |
| 56Warren County, KY | 62 | 94 | 16.9 | $1.5M | +10.6% | #738 of 2,272 |
Other business types in Warren County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Warren County, KY?
Map listings as of September 2026 show 94 insurance agencies in Warren County. 20 of them (21%) are chain locations. The listings count insurance agencies. Official counts show 51 businesses with payroll classed as insurance agencies and brokerages in 2023, up 8.5% from 2019.
How much do households in Warren County, KY spend on vehicle insurance?
About $136.6M a year, or $2,454 per household. That is 25% above the U.S. average (an index of 125, where 100 is the U.S. average). Spread across the 94 insurance agencies on map listings, it comes to $1.5M per agency. It is estimated from the incomes of the 55,643 households in Warren County and national spending patterns by income.
How does Warren County, KY compare with the U.S. for insurance agencies?
Warren County has 16.9 insurance agencies per 10,000 households, 8% above the U.S. rate of 15.6. Spending per agency is $1.5M, 16% above the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Warren County would have about 109, against 94 on map listings. There is one business with payroll in the industry for every 1,091 households, against one for every 966 across the U.S. The official count rose 8.5% from 2019 to 2023, against −1.0% for the U.S.
How fast is Warren County, KY growing?
Population estimates put Warren County at 149,375 people in 2025, up 10.6% since 2020, faster than the U.S. (+3.1%). It has 55,643 households. Median household income in Warren County is $65,794, 19% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 25.9%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Warren County scores 62 for insurance agencies (upper middle), #738 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Warren County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Warren County
Screening a site or an acquisition in Warren County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Warren County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.