Auto · County · Kentucky
Insurance agencies in Carroll County, KY
How Carroll County, KY compares with other counties and the U.S. for insurance agencies: competitors, household spending, official counts and growth.
Groundwork market score · out of 100
Score 50 out of 100: Upper middle
Ranked #1,123 of 2,272 scored counties
#72 of 84 scored counties in Kentucky
- Listings
- 10
- 4 chain locations (40%)
- Official establishments
- n/a
- Fewer than 3, or not published
- Household spending a year
- $11M
- On vehicle insurance · $2,635 a household
- Spending per listing
- $1.1M
- 12% below the U.S.
- Listings per 10k households
- 23.9
- 53% above the U.S.
- Population, 2025
- 11,141
- +2.9% since 2020
See the insurance agencies around any address in Carroll County
The site report maps the insurance agencies on map listings near the address, by name and distance, and sizes the households and spending around it. Or open the report at the center of Carroll County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardSurvey estimates 2020–2024 · population estimates 2025 · official business counts 2023 · map listings September 2026 · Data credits · How we measure
What this means
At $2,635 per household (35% above the U.S. average), households in Carroll County spend about $11M a year on vehicle insurance. Spread across 10 insurance agencies, that is $1.1M per agency, 12% below the U.S. figure of $1.3M.
There are 10 insurance agencies on map listings in Carroll County as of September 2026. Chain locations make up 40% of them, against 21% across the U.S. Per 10,000 households, that is 23.9, 53% above the U.S. rate of 15.6.
Official counts don’t publish a figure for insurance agencies and brokerages in Carroll County, since they leave out counts under 3.
Between 2020 and 2025, the population of Carroll County grew 2.9%, in step with the U.S. (+3.1%). Carroll County scores 50 (upper middle) on the Groundwork market score for insurance agencies, ranking #1,123 of 2,272 scored counties and #72 of 84 scored counties in Kentucky.
How Carroll County compares
The same measures for Kentucky and the whole U.S. Spending per listing divides a year of household spending on all vehicle insurance by the insurance agencies counted, so it measures the demand for each competitor, not any business’s revenue. Households per establishment does the same with the official count.
| Measure | Carroll County | Kentucky | U.S. |
|---|---|---|---|
| Listings per 10k households | 23.9 | 14.9 | 15.6 |
| Spending per listing | $1.1M | $1.7M | $1.3M |
| Households per official establishment | n/a | 1,025 | 966 |
| Official establishment growth, 2019–2023 | n/a | −1.8% | −1.0% |
| Population growth, 2020–2025 | +2.9% | +2.2% | +3.1% |
| Spending per household on vehicle insurance | $2,635 | $2,467 | $1,957 |
| Median household income | $56,466 | $63,726 | $80,734 |
| Groundwork market score | 50 | 67 |
Official counts and lending
Businesses
- Official establishments, 2019 to 2023
- n/a
- Employees, 2023
- n/a
- Annual payroll, 2023
- n/a
- One-person businesses, 2023
- Not publishedNot published for this business type
- Map listings, September 2026
- 104 chain locations
- Listings at the U.S. rate for this spending
- 9The U.S. ratio of listings to household spending, applied here
SBA-backed loans since fiscal 2022
- Loans
- 0
- Amount
- $0
SBA-backed loans to businesses classed as insurance agencies and brokerages in Carroll County, through June 2026, placed by the borrower’s ZIP code. Official establishments are businesses with payroll; the official counts leave out places with fewer than 3.
Population and households in Carroll County
- Population, 2025 estimate
- 11,141+2.9% since 2020
- Households
- 4,178
- Median age
- 38.0
- Homes lived in by their owners
- 66%
- Vehicles per household
- 2.0
- Land area
- 129 sq. mi.
- People per square mile
- 85
- Median household income
- $56,466+29.7% vs. 2015–2019, before inflation
- Average household income
- $74,454
- Median home value
- $140,900
- Jobs located here
- 7,370
- Daytime population
- 13,873Residents who don’t work, plus everyone whose job is here
Looking at a specific site in Carroll County?
These figures cover the whole county. A site report draws rings around one address and counts what’s inside them: households, spending, jobs, and the insurance agencies on map listings by name and distance.
Or open the report at the center of Carroll County. Signed out, you see a blurred preview; on an account, each report is one action.
Free10 actions over 3 days, no cardInsurance agencies across Kentucky
Every Kentucky market ranked →The highest-scoring counties in Kentucky for insurance agencies, numbered among those based in Kentucky, with Carroll County marked.
Top counties in Kentucky
| Market | Score | Listings | Per 10k households | Spending per listing | Population growth | U.S. rank |
|---|---|---|---|---|---|---|
| 1Allen County, KY | 92 | 8 | 10.0 | $2.8M | +9.5% | #38 of 2,272 |
| 2Breckinridge County, KY | 91 | 8 | 9.9 | $3M | +5.2% | #48 of 2,272 |
| 3Grant County, KY | 87 | 7 | 7.6 | $3.6M | +4.7% | #96 of 2,272 |
| 4Green County, KY | 87 | 5 | 11.3 | $2.7M | +4.6% | #106 of 2,272 |
| 5Anderson County, KY | 87 | 11 | 11.4 | $2.6M | +5.5% | #107 of 2,272 |
| 6Spencer County, KY | 84 | 6 | 8.2 | $4.2M | +7.7% | #136 of 2,272 |
| 7Ohio County, KY | 84 | 9 | 9.9 | $2.9M | +0.8% | #141 of 2,272 |
| 8Logan County, KY | 84 | 12 | 10.9 | $2.5M | +4.2% | #145 of 2,272 |
| 9Scott County, KY | 84 | 26 | 11.5 | $2.3M | +8.2% | #149 of 2,272 |
| 10Trigg County, KY | 82 | 7 | 11.6 | $2.3M | +3.1% | #186 of 2,272 |
| 72Carroll County, KY | 50 | 10 | 23.9 | $1.1M | +2.9% | #1,123 of 2,272 |
Other business types in Carroll County
Each with its Groundwork market score here, out of 100, where it has one.
Food and drink
Groceries and convenience
Auto
Beauty and personal care
Fitness and classes
Health care
Child care
Clothing and laundry
Home services
Real estate
Funeral services
Questions
How many insurance agencies are in Carroll County, KY?
As of September 2026, map listings count 10 insurance agencies in Carroll County. 4 of them (40%) are chain locations. The listings count insurance agencies. No official count is published for insurance agencies and brokerages in Carroll County: counts under 3 are left out.
How much do households in Carroll County, KY spend on vehicle insurance?
About $11M a year, or $2,635 per household. That is 35% above the U.S. average (an index of 135, where 100 is the U.S. average). Spread across the 10 insurance agencies on map listings, it comes to $1.1M per agency. It is estimated from the incomes of the 4,178 households in Carroll County and national spending patterns by income.
How does Carroll County, KY compare with the U.S. for insurance agencies?
Carroll County has 23.9 insurance agencies per 10,000 households, 53% above the U.S. rate of 15.6. Spending per agency is $1.1M, 12% below the U.S. figure of $1.3M. At the U.S. ratio of insurance agencies to household spending, Carroll County would have about 9, against 10 on map listings.
How fast is Carroll County, KY growing?
Population estimates put Carroll County at 11,141 people in 2025, up 2.9% since 2020, in step with the U.S. (+3.1%). It has 4,178 households. Median household income in Carroll County is $56,466, 30% below the U.S. median of $80,734. Against the 2015–2019 survey, the median rose 29.7%, before inflation.
What is the Groundwork market score?
The Groundwork market score runs from 0 to 100 and compares a market with others of its kind for one business type: states with states, metro areas with metro areas, small-town markets and counties with their own. It weighs household spending per competitor (35%), households per business with payroll (25%), population growth (20%) and spending power (20%), each ranked against those peers. A higher score means that, taken together, the market has more household spending and more households for each business already there, faster population growth and more spending per household than similar markets. It describes a market, not any one site or deal. Carroll County scores 50 for insurance agencies (upper middle), #1,123 of 2,272 scored counties.
How can I see the market around a specific site?
Run a Groundwork site report on an address in Carroll County. It maps the insurance agencies on map listings near the site and sizes the households and spending within the distance you choose. New accounts get 10 actions over 3 days, no card.
How the score works · Top markets for insurance agencies · All 56 business types in Carroll County
Screening a site or an acquisition in Carroll County?
A site report maps the competitors on map listings near an address and sizes the households and spending around it.
The button opens the report at the center of Carroll County. Signed out, you see a blurred preview; on an account, each report is one action.
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are estimates for research only. Not investment or real estate advice.